How do interest rates affect my rent?

How do interest rates affect my rent?

The Bank of England's decisions can have a substantial impact on how much landlords charge and, therefore, how much you spend every month. But how many people really understand this?

Fisayo Martins, qualified accountant and founder of the Finance Matters education platform, talks to Jamilla Blake about how changes in Bank Rate can lead to changes in rent prices.

She takes us through her experience of renting – or what she calls 'the start of my adulthood' – and how the responsibilities of council tax and utility bills 'catapulted her into the real world'.

She also explains how the Renters' Rights Act, which comes into effect in May 2026, will provide more security for tenants in terms of no-fault evictions and price rises.

Keep an eye out for Tom Heath and his quick-fire question round.

ℹ️ This video is not financial advice. The views expressed in the podcast are those of the hosts and guests, and not necessarily those of the Bank of England or its committees.

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Episoder(14)

What is investing and how do I start?

What is investing and how do I start?

The idea of using money you already have to make even more is an attractive prospect. But all the jargon and the amount of risk involved also make it very intimidating. James Beckett, known as the Mon...

28 Aug 43min

Meet our next guest! James Beckett talks investing

Meet our next guest! James Beckett talks investing

James Beckett, also known as Money Stocker, joins Jamilla in the studio to discuss why, where and how easy it is to start investing your money. Full episode out on Friday 28 August 2026.

26 Aug 1min

How do AI and cyber threats affect financial stability?

How do AI and cyber threats affect financial stability?

We all rely on financial services every day. And part of the Bank of England's job is to make sure that those services continue to work so that you always have access to your money. This often involve...

31 Jul 35min

Meet our next guest! Sarah Breeden talks financial stability

Meet our next guest! Sarah Breeden talks financial stability

Sarah Breeden, Deputy Governor for Financial Stability at the Bank of England, joins Jamilla in the studio to discuss her role as a 'professional catastrophiser' and how the Bank responds to crisis si...

29 Jul 50s

How do I know that my money is safe?

How do I know that my money is safe?

We put a lot of trust in the banks and building societies that hold our money. But if they ever went bust, this could put our entire livelihoods in jeopardy. Thankfully, there is a scheme in place to ...

26 Jun 17min

Meet our next guest! Sam Woods talks about keeping your money safe

Meet our next guest! Sam Woods talks about keeping your money safe

Sam Woods, Chief Executive Officer of our Prudential Regulation Authority, joins Jamilla in the studio to discuss how we make sure banks are safe and sound, and what protections are in place for accou...

24 Jun 47s

How do digital payments work?

How do digital payments work?

Most of us give or receive money every day, and many of us use digital payments as our preferred method. But very few people know about how they really work and even fewer know what the Bank of Englan...

29 Mai 23min

Meet our next guest! Zach talks RTGS

Meet our next guest! Zach talks RTGS

Zach, banking and securities operations manager at the Bank, joins us in the studio to talk about the real-time gross settlement (RTGS) system – the electronic ledger that records transactions between...

27 Mai 1min

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