Ask HTM - 3% Mortgage Paydowns, Brokerage Account Tax Bills, & Am I “Extra” For Wanting AC?! #1186

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Extra cash: Should we use our savings to pay down a mortgage that’s at 2.8% for 30 years?

2 - Brokerage taxes: How do I prepare for paying taxes on dividends and could you explain ‘tax drag’?

3 - Credit card apps: Am I crazy for feeling hesitant to enter my credit card information into card maxing apps?

4 - Hot and tired: Our window units aren’t keeping up with the heat so is it OK to finance central air?

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During this episode we enjoyed a Forgotten Lake by Lake of the Woods Brewing… thank you David S for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

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