The Chris Voss Show Podcast – Exploring Real Estate Innovations with Israel Lopez of Certain Lending

The Chris Voss Show Podcast – Exploring Real Estate Innovations with Israel Lopez of Certain Lending

Exploring Real Estate Innovations with Israel Lopez of Certain Lending

CertainLending.com

About the Guest(s):
Israel Lopez is a seasoned loan officer with a deep focus on construction-related lending, particularly new construction. He has a wealth of experience in the real estate market, having been both a general contractor and a successful property flipper in the competitive Seattle market. Currently working with Certain Lending, Israel continues to be an active real estate investor with a keen eye for opportunities and structuring deals that maximize returns. Over the past four years, he has closed over 600 transactions, totaling an impressive $300 million. Israel is dedicated to helping clients achieve their investment goals, drawing from his extensive background and experience.

Episode Summary:
In this episode of The Chris Voss Show, host Chris Voss sits down with Israel Lopez, an expert in real estate lending and a seasoned investor. Israel shares his unique journey from growing up in a family of entrepreneurs to becoming a prominent loan officer and real estate investment advisor. He highlights the critical role his early experiences played in shaping his career and his passion for helping others achieve their financial goals through real estate.

Israel discusses the current trends and challenges in the real estate and mortgage markets, including the impact of interest rates and the importance of creative investment strategies. He delves into new innovations like ADUs (Accessory Dwelling Units) and explains how they can be an effective solution for addressing housing shortages and maximizing property value. Israel also touches on his company’s offerings, such as competitive, hard money loans and asset-based lending, aimed at providing tailored solutions for real estate investors.

Key Takeaways:
Real Estate Market Trends: Israel discusses the current state of the real estate market, including the impact of interest rates and the potential for future rate cuts.
Innovative Investment Strategies: Learn about the latest trends in real estate investing, such as ADUs and other creative solutions to maximize property value.
Certain Lending Services: Discover the various loan programs offered by Certain Lending, including competitive hard money loans and asset-based lending for real estate investors.
Importance of Relationships: Israel emphasizes the importance of building strong relationships with clients and providing tailored solutions to help them achieve their financial goals.
Personal Journey: Hear Israel’s inspiring story of how his upbringing and early experiences in the family business shaped his career in real estate and lending.

Notable Quotes:
“It’s really being able to create the bonds within the individuals that I’m working with. They’re no longer clients; they become friends, business partners, and ultimately family.”
“The people that reap the benefits are the individuals that stick it out for long enough. There’s really no secret sauce to business; it’s about consistency and grit.”
“In the event that they want to keep the properties or for whatever reason the flip doesn’t sell, you need to be able to provide them a solution on the backend.”
“If you bought a house every 12 months to live in for yourself for the next five years, that’s five rental properties that you could own, and that would change your life.”
“Our goal is to streamline the hard money space so that when clients come, we’re able to give them the same reliable service and execution at scale nationwide.”

Episoder(1999)

The Chris Voss Show Podcast – Grasp: The Science Transforming How We Learn by Sanjay Sarma, Luke Yoquinto

The Chris Voss Show Podcast – Grasp: The Science Transforming How We Learn by Sanjay Sarma, Luke Yoquinto

Grasp: The Science Transforming How We Learn by Sanjay Sarma, Luke Yoquinto A groundbreaking look at the science of learning: how it works both in the mind and in the classroom, which teaching techniques are most effective, and how schools should (and absolutely should not) use instructional technology. This is an essential resource for teachers, anyone interested in cutting-edge research into learning, and parents considering the educational alternatives available to their children. As the head of Open Learning at MIT, renowned professor Sanjay Sarma has a daunting job description: to fling open the doors of the MIT experience for the benefit of the wider world. But if you’re going to undertake such an ambitious project, you first have to ask: How do we learn? What are the most effective ways of educating? And how can the science of learning transform education to unlock our potential, as individuals and across society? Grasp takes readers across multiple frontiers, from fundamental neuroscience to cognitive psychology and beyond, as it explores the future of learning. Some of its findings: • For educators teaching remotely, online instructional tools have been proven to be a powerful ally when used appropriately—and a dangerous impediment when misapplied. • By structuring its curriculum to better incorporate cutting-edge learning strategies, one law school in Florida has rocketed to the top of its state in bar exam passage rates. • Scientists are studying the role of forgetting, exposing it not as a simple failure of memory but a critical weapon in our learning arsenal. • New developments in neuroimaging are helping us understand how reading works in the brain. It’s become possible to identify children who might benefit from specialized dyslexia interventions—before they learn to read. Along the way, Sarma debunks long-held fallacies (such as the noxious idea of “learning styles”), while equipping readers with a set of practical tools for absorbing and retaining information across a lifetime. He presents a vision for learning that’s more inclusive and democratic—revealing a world bursting with powerful learners, just waiting for the chance they deserve. Drawing from the author’s experience as an educator and the work of researchers and educational innovators at MIT and beyond, Grasp offers scientific and practical insight, promising not just to inform and entertain readers but to open their minds.

28 Okt 20201h 2min

The Chris Voss Show Podcast – The World: A Brief Introduction by Dr. Richard Haass Interview

The Chris Voss Show Podcast – The World: A Brief Introduction by Dr. Richard Haass Interview

The World: A Brief Introduction by Dr. Richard Haass Interview CFR.org An invaluable primer from Richard Haass, president of the Council on Foreign Relations, that will help anyone, expert and non-expert alike, navigate a time in which many of our biggest challenges come from the world beyond our borders. Like it or not, we live in a global era, in which what happens thousands of miles away has the ability to affect our lives. This time, it is a Coronavirus known as Covid-19, which originated in a Chinese city many had never heard of but has spread to the corners of the earth. Next time it could well be another infectious disease from somewhere else. Twenty years ago it was a group of terrorists trained in Afghanistan and armed with box-cutters who commandeered four airplanes and flew them into buildings (and in one case a field) and claimed nearly three thousand lives. Next time it could be terrorists who use a truck bomb or gain access to a weapon of mass destruction. In 2016 hackers in a nondescript office building in Russia traveled virtually in cyberspace to manipulate America’s elections. Now they have burrowed into our political life. In recent years, severe hurricanes and large fires linked to climate change have ravaged parts of the earth; in the future we can anticipate even more serious natural disasters. In 2008, it was a global financial crisis caused by mortgage-backed securities in America, but one day it could well be a financial contagion originating in Europe, Asia, or Africa. This is the new normal of the 21st century. The World is designed to provide readers of any age and experience with the essential background and building blocks they need to make sense of this complicated and interconnected world. It will empower them to manage the flood of daily news. Readers will become more informed, discerning citizens, better able to arrive at sound, independent judgments. While it is impossible to predict what the next crisis will be or where it will originate, those who read The World will have what they need to understand its basics and the principal choices for how to respond. In short, this book will make readers more globally literate and put them in a position to make sense of this era. Global literacy–knowing how the world works–is a must, as what goes on outside a country matters enormously to what happens inside. Although the United States is bordered by two oceans, those oceans are not moats. And the so-called Vegas rule–what happens there stays there–does not apply in today’s world to anyone anywhere. U.S. foreign policy is uniquely American, but the world Americans seek to shape is not. Globalization can be both good and bad, but it is not something that individuals or countries can opt out of. Even if we want to ignore the world, it will not ignore us. The choice we face is how to respond. We are connected to this world in all sorts of ways. We need to better understand it, both its promise and its threats, in order to make informed choices, be it as students, citizens, voters, parents, employees, or investors. To help readers do just that, The World focuses on essential history, what makes each region of the world tick, the many challenges globalization presents, and the most influential countries, events, and ideas. Explaining complex ideas with wisdom and clarity, Richard Haass’s The World is an evergreen book that will remain relevant and useful as history continues to unfold. Dr. Richard Haass is a veteran diplomat, a prominent voice on American foreign policy, and an established leader of nonprofit institutions. He is in his eighteenth year as president of the Council on Foreign Relations, an independent, nonpartisan membership organization, think tank, publisher, and educational institution dedicated to being a resource to help people better understand the world and the foreign policy choices facing the United States and other countries.

28 Okt 202051min

The Chris Voss Show Podcast – Daphne Byrne (Hill House Comics) by Laura Marks Interview

The Chris Voss Show Podcast – Daphne Byrne (Hill House Comics) by Laura Marks Interview

Daphne Byrne (Hill House Comics) by Laura Marks Interview When grieving, support can come in many ways. For Daphne, it came as a demon. Turn-of-the-century New York is a growing metropolis for many, but not for Daphne Byrne. After her father’s death, her mother is drawn to a spirtualistic group that claims to speak to the dead. Daphne sees through their act right away, but something from the other side sees her too. Or someone? Daphne finds herself in new company, Brother. He offers support and encourages Daphne to stand up for herself…and to use the powers he has too. About Laura Marks Laura Marks is a PEN Award winning playwright, television writer and comic book writer. Her debut comic series for DC’s Hill House Comics, DAPHNE BYRNE (with art by Kelley Jones), will be released as a hardcover graphic novel in November 2020. Her plays BETHANY and MINE have garnered acclaim from critics and been published and produced across the US and overseas. For TV, she’s written episodes of THE GOOD FIGHT, THE EXPANSE, RAY DONOVAN, THE EXORCIST, and BRAINDEAD. She lives with her husband and two daughters in Brooklyn.

25 Okt 202036min

The Chris Voss Show Podcast – Hell in the Heartland: Murder, Meth, and the Case of Two Missing Girls by Jax Miller

The Chris Voss Show Podcast – Hell in the Heartland: Murder, Meth, and the Case of Two Missing Girls by Jax Miller

Hell in the Heartland: Murder, Meth, and the Case of Two Missing Girls by Jax Miller On December 30, 1999, in rural Oklahoma, sixteen-year-old Ashley Freeman and her best friend, Lauria Bible, were having a sleepover. The next morning, the Freeman family trailer was in flames and both girls were missing. While rumors of drug debts, revenge, and police corruption abounded in the years that followed, the case remained unsolved and the girls were never found. In 2015, crime writer Jax Miller–who had been haunted by the case–decided to travel to Oklahoma to find out what really happened on that winter night in 1999, and why the story was still simmering more than fifteen years later. What she found was more than she could have ever bargained for: evidence of jaw-dropping levels of police negligence, entire communities ravaged by methamphetamine addiction, and a series of interconnected murders with an ominously familiar pattern. These forgotten towns were wild, lawless, and home to some very dark secrets. About Jax Miller Jax Miller is an American author. She wrote her first novel, Freedom’s Child, in her twenties while hitchhiking across America, winning the 2016 Grand Prix des Lectrices de Elle and earning several CWA Dagger nominations. She has received acclaim from the New York Times, NPR, Entertainment Weekly, and many more. She now works in the true-crime genre, having penned her much-anticipated book and acting as creator, host, and executive producer on the true-crime documentary series Hell in the Heartland on CNN’s HLN network. Jax is a lover of film and music, and has a passion for writing screenplays and rock ‘n’ roll.

24 Okt 202023min

The Chris Voss Show Podcast – Billion Dollar Loser: The Epic Rise and Spectacular Fall of Adam Neumann and WeWork by Reeves Wiedeman

The Chris Voss Show Podcast – Billion Dollar Loser: The Epic Rise and Spectacular Fall of Adam Neumann and WeWork by Reeves Wiedeman

Billion Dollar Loser: The Epic Rise and Spectacular Fall of Adam Neumann and WeWork by Reeves Wiedeman ReevesWiedeman.net “Vivid, carefully reported drama that readers will gulp down as if it were a fast-paced novel” (Ken Auletta) ꟷ The inside story of WeWork and its CEO, Adam Neumann, which tells the remarkable saga of one of the most audacious, and improbable, rises and falls in American business history In its earliest days, WeWork promised the impossible: to make the American work place cool. Adam Neumann, an immigrant determined to make his fortune in the United States, landed on the idea of repurposing surplus New York office space for the burgeoning freelance class. Over the course of ten years, WeWork attracted billions of dollars from some of the most sought-after investors in the world, while spending it to build a global real estate empire that he insisted was much more than that: an organization that aspired to nothing less than “elevating the world’s consciousness.” Moving between New York real estate, Silicon Valley venture capital, and the very specific force field of spirituality and ambition erected by Adam Neumann himself, Billion Dollar Loser lays bare the internal drama inside WeWork. Based on more than two hundred interviews, this book chronicles the breakneck speed at which WeWork’s CEO built and grew his company along with Neumann’s relationship to a world of investors, including Masayoshi Son of Softbank, who fueled its chaotic expansion into everything from apartment buildings to elementary schools. Culminating in a day-by-day account of the five weeks leading up to WeWork’s botched IPO and Neumann’s dramatic ouster, Wiedeman exposes the story of the company’s desperate attempt to secure the funding it needed in the final moments of a decade defined by excess. Billion Dollar Loser is the first book to indelibly capture the highly leveraged, all-blue-sky world of American business in President Trump’s first term, and also offers a sober reckoning with its fallout as a new era begins. Reeves Wiedeman is a Contributing Editor at New York magazine. He has written for The New Yorker, The New York Times Magazine, Rolling Stone, Harper’s, Men’s Journal, and other publications. Billion Dollar Loser, about the rise and fall of WeWork, is his first book.

23 Okt 202037min

The Chris Voss Show Podcast – Kokoon Launches on KickStarter: NightBuds – Smart Earbuds for Better Sleep and Relaxation

The Chris Voss Show Podcast – Kokoon Launches on KickStarter: NightBuds – Smart Earbuds for Better Sleep and Relaxation

Kokoon Launches on KickStarter: NightBuds – Smart Earbuds for Better Sleep and Relaxation KoKoon Kickstarter

22 Okt 202030min

The Chris Voss Show Podcast – Unholy: Why White Evangelicals Worship at the Altar of Donald Trump by Sarah Posner

The Chris Voss Show Podcast – Unholy: Why White Evangelicals Worship at the Altar of Donald Trump by Sarah Posner

Unholy: Why White Evangelicals Worship at the Altar of Donald Trump by Sarah Posner Sarahposner.com “In terrifying detail, Unholy illustrates how a vast network of white Christian nationalists plotted the authoritarian takeover of the American democratic system. For anyone wondering what a second Trump administration might bring, there is no more timely book than this one.”—Janet Reitman, author of Inside Scientology Why did so many evangelicals turn out to vote for Donald Trump, a serial philanderer with questionable conservative credentials who seems to defy Christian values with his every utterance? To a reporter like Sarah Posner, who has been covering the religious right for decades, the answer turns out to be far more intuitive than one might think. In this taut inquiry, Posner digs deep into the radical history of the religious right to reveal how issues of race and xenophobia have always been at the movement’s core, and how religion often cloaked anxieties about perceived threats to a white, Christian America. Fueled by an antidemocratic impulse, and united by this narrative of reverse victimization, the religious right and the alt-right support a common agenda–and are actively using the erosion of democratic norms to roll back civil rights advances, stock the judiciary with hard-right judges, defang and deregulate federal agencies, and undermine the credibility of the free press. Increasingly, this formidable bloc is also forging ties with European far right groups, giving momentum to a truly global movement. Revelatory and engrossing, Unholy offers a deeper understanding of the ideological underpinnings and forces influencing the course of Republican politics. This is a book that must be read by anyone who cares about the future of American democracy. Reporting Fellow with Type Investigations. My investigative reporting and analysis on the religious right in Republican politics has appeared in Rolling Stone, The New Republic, Vice, HuffPost, The Nation, Mother Jones, The New York Times, The Washington Post, The American Prospect, Talking Points Memo, and many other publications.

21 Okt 202046min

The Chris Voss Show Podcast – White House Inc.: How Donald Trump Turned the Presidency into a Business by Dan Alexander

The Chris Voss Show Podcast – White House Inc.: How Donald Trump Turned the Presidency into a Business by Dan Alexander

An in-depth investigation into Donald Trump’s business—and how he used America’s top job to service it. White House, Inc. is a newsmaking exposé that details President Trump’s efforts to make money off of politics, taking us inside his exclusive clubs, luxury hotels, overseas partnerships, commercial properties, and personal mansions. Alexander tracks hundreds of millions of dollars flowing freely between big businesses and President Trump. He explains, in plain language, how Trump tried to translate power into profit, from the 2016 campaign to the ramp-up to the 2020 campaign. Just because you turn the presidency into a business doesn’t necessarily mean you turn it into a good business. After Trump won the White House, profits plunged at certain properties, like the Doral golf resort in Miami. But the presidency also opened up new opportunities. Trump’s commercial and residential property portfolio morphed into a one-of-a-kind marketplace, through which anyone, anywhere, could pay the president of the United States. Hundreds of customers—including foreign governments, big businesses, and individual investors—obliged. The president’s disregard for norms sparked a trickle-down ethics crisis with no precedent in modern American history. Trump appointed an inner circle of centimillionaires and billionaires—including Ivanka Trump, Jared Kushner, Wilbur Ross, and Carl Icahn—who came with their own conflict-ridden portfolios. Following the president’s lead, they trampled barriers meant to separate their financial holdings from their government roles. White House, Inc. is a page-turning, hair-raising investigation into Trump and his team, who corrupted the U.S. presidency and managed to avoid accountability. Until now.

20 Okt 202054min

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