Dr. Virgie Bright Ellington, MD discusses how to CRUSH MEDICAL DEBT.
Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Dr. Virgie Bright Ellington, MD, An internal medicine physician and medical billing expert. The discussion focuses on the complexities of health insurance, financial risks tied to medical expenses, and strategies to protect oneself from crushing medical debt. Key Highlights: Introduction to the Show:Rushion McDonald sets the stage for conversations about financial empowerment, entrepreneurship, and learning from successful professionals. Guest Introduction – Dr. Virgie Bright Ellington: She has extensive experience in primary care, psychiatry, and health insurance. She helps patients navigate medical billing and financial pitfalls in healthcare. She hosts What Your Doctor Wants You to Know, a podcast providing insights into healthcare and medical expenses. The Reality of Health Insurance: Even individuals with "great" health insurance are still at risk of massive medical debt. Deductibles reset annually, meaning someone who undergoes treatment at the end of the year may find themselves financially exposed when the new year begins. Medical expenses often lead to bankruptcy, making insurance literacy essential. Why People Avoid Insurance: Younger individuals often feel invincible and avoid paying for insurance. Unexpected accidents or illnesses can derail financial stability, even for the healthiest individuals. Steps to Avoid Medical Debt:Dr. Ellington outlines three steps to properly handle and negotiate medical bills: Step 1: Ensure the bill contains real CPT (Current Procedural Terminology) codes—many bills are sent without them, making it harder for patients to validate costs. Step 2: Research CPT codes online or use her Medical Bill Buster App to compare billed charges to Medicare rates (Medicare sets the most reasonable prices). Step 3: Negotiate with healthcare providers using Medicare pricing as leverage to reduce inflated charges. The Importance of Supplemental Insurance: Traditional health insurance doesn’t always cover major costs. Individuals, especially entrepreneurs and gig workers, should consider critical illness insurance, hospitalization insurance, and accident insurance as financial safeguards. Insurance vs. Other Mandatory Coverage: Unlike home or car insurance (which is legally required), health insurance is not mandatory in many cases, despite being equally essential for financial security. This creates a gap where uninsured individuals take on extreme financial risk when health issues arise. How to Contact Dr. Virgie Bright Ellington: Website: crushmedicaldebt.com Email: Dr.Virgie@crushmedicaldebt.com Overall Takeaway: The discussion reinforces that health insurance should be viewed as a financial protection tool, not just a routine expense. Entrepreneurs, gig workers, and uninsured individuals need to take proactive steps in securing coverage and understanding how to negotiate medical bills effectively. Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
13 Jun 202428min
Entrepreneur: Grammy Award-winning Gospel singer Tamela Mann talks about being plus-size and the rise of female entrepreneurs.
Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews the ever-popular Tamela Mann – a Grammy award-winning gospel singer, actress, businesswoman, and fan-favorite – returns to Money Making Conversations Master Class once more for an encore performance. In this episode, she discusses the reasons behind founding her line of shapewear for plus-sized women, the rise of female entrepreneurs, and how her devotion to her faith has helped shape her life and career.Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
13 Jun 202424min
Faith and Business: Soar! is a practical and easy-to-follow flight plan for launching the entrepreneurial drive inside of you.
Two-time Emmy and Three-NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed T.D. Jakes. A bestselling author, entrepreneur, and senior pastor of The Potter’s House. The discussion focused on faith-driven entrepreneurship, second chances, and building a lasting legacy. 🔑 Key Themes & Highlights Faith & Business Leadership Jakes emphasized that faith and business principles must work together for success. He shared insights on balancing ministry with entrepreneurship, highlighting his $500M+ film and media ventures. Texas Offenders Reentry Initiative (T.O.R.I.) Jakes’ program has helped over 17,000 formerly incarcerated individuals reintegrate into society. The initiative provides job training, housing assistance, and financial education to support second chances. Entrepreneurship & Wealth Building He stressed that motivation without information leads to frustration—entrepreneurs must learn business terminology. His book Soar: Build Your Vision from the Ground Up serves as a blueprint for success, breaking down corporate structures, financial literacy, and business strategy. The Wright Brothers Metaphor Jakes compared entrepreneurship to aviation, explaining that businesses must build their wings before taking flight. He encouraged entrepreneurs to view their business as a vehicle for financial freedom, not just a goal. 📘 About Bishop T.D. JakesBishop T.D. Jakes is a New York Times bestselling author, filmmaker, and senior pastor of The Potter’s House in Dallas, Texas. His television ministry, The Potter’s Touch, reaches millions worldwide. He has produced Grammy-winning music and hit films, including Heaven Is for Real and Miracles from Heaven. His latest book, Soar, provides practical strategies for entrepreneurs. #BEST #STRAW Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
12 Jun 202419min
UConn Head Coach, Full Circle Foundation, 1 Has 2 Go, steveharveyfm.com and more.
Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
12 Jun 20241h 29min
Perseverance: "Gumbo Coalition" documentary explores the resurgence of white supremacy.
Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Marc Morial. His "Gumbo Coalition" documentary explores the resurgence of white supremacy, the "Save Our Sons" program, and a family separated by Trump-era immigration policies streaming on HBOMax. He is one of the few national leaders with "street smarts" and "boardroom savvy" as the transformative President and CEO of the National Urban League—the nation's largest historic civil rights and urban advocacy organization. We will discuss the Gumbo Coalition Documentary on Civil Rights Leaders Marc H. Morial & Janet Murguia. Directed by two-time Academy Award-winning filmmaker Barbara Kopple, the acclaimed film chronicles the work of National Urban League President and CEO Marc Morial and Unidos US President and CEO Janet Murguía throughout the Trump presidency, the racist mass shooting in El Paso, the COVID pandemic, the murder of George Floyd and the uprising that followed, the 2020 elections, and the storming of the Capitol. Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
12 Jun 202426min
Entrepreneur: Melody Vaughn is an accomplished interior designer with expertise in kitchens, bathrooms, art and landscape renovations.
Two-time Emmy and Three-time NAACP Award-winning television Executive Producer Rushion McDonald interviewed Melody Vaughn. Melody Vaughn Interiors (MVI) is more than a design firm; it's a venture born from the desire to craft spaces that heal. At MVI, they believe in harmonizing and tuning into the energy of a space to create homes of peace and beauty. Each house has its rhythm, and we ensure the décor beautifully reflects it. Through the infusion of color, thoughtful space planning, and elements of Feng Shui, MVI transforms every project into a human sanctuary.Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
12 Jun 202428min
Bad Boys Box Office, Tyson Fight Rescheduled, Father's Day, Summertime Memories and more.
Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
11 Jun 20241h 28min
Entrepreneur: Big Dave Cheesesteaks’ founder Derrick Hayes started in a 749 sq. ft Shell gas station, now it's nationally known.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Derrick D. Hayes. The “Underdog Story”. Overcoming adverse beginnings to accomplish your dreams and make it in the world. This is the story that Big Dave Cheesesteaks’ founder Derrick Hayes shares as he guest stars on Money Making Conversations Master Class. Prepare to be uplifted with a tale of motivation and grit as Derrick recounts the decisions in his life that led him to become the man he is today and how he seeks to inspire those who come from backgrounds similar to his to stand up and do more for themselves. He has been featured on many magazine covers, including Essence Magazine. His vision for his restaurant, Big Dave's Cheesesteaks, began in 2014 as he aimed to merge his passion for community, food, and business. What started as a small water-ice shop in a 749 sq. ft Shell gas station in Dunwoody, Georgia 2016, has now augmented into the nationally known Big Dave's Cheesesteaks, a thriving cheesecake empire with store and mobile locations all across metro Atlanta. Hayes is also the founder of the David & Derrick Hayes Foundation & Co-Owner of the vegan cheesesteak concept "Dinkies" with Slutty Vegan ATL CEO & Vegan restaurant phenom Pinky Cole. In 2021, Hayes's passion for community & food landed him an illustrious spot as a Forbes 2021 Next 1000 Honoree. Let's discuss his journey into Big Dave's Cheesesteaks being "Bigger Than Food." Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
11 Jun 202428min
