#89 - Find the Money First
YNAB is well known for the Four Rules, or what many YNAB'ers are now calling the Four Habits, which describe the process of gaining control of your money and learning to spend with joy rather than sha...
1 Mai 202435min
#88 - Swim Fins and Why You Shouldn't Compare Yourself to Others
In today's episode, Ben shares a story about swimming at the YMCA. One of Ben's favorite forms of exercise is swimming laps at his local YMCA, and while it's a great solitary form of exercise, sometim...
17 Apr 202435min
#87 - Stop Making Boring Financial Goals
Ben and Ernie respond to a recent survey reported by Jill Schlesinger on CBS Morning about American's 2024 financial resolutions. The top responses: save more money (41%), pay down debt (38%), and spe...
3 Apr 202444min
#86 - Cash Categories vs Cash Accounts
In today's episode, Ben and Ernie discuss what to do with cold, hard cash money. For many YNAB'ers debit and credit card spending fits nicely into the YNAB paradigm, since YNAB can interface directly ...
20 Mar 202440min
#85 - Do I Have to Give EVERY Dollar A Job?
The short answer is yes. But why? Ben and Ernie dig into the reasons why giving every dollar a job is essential to creating a stress-free life around money. As Ben explains, the point of YNAB is to ru...
6 Mar 202443min
#84 - How I Learned to Stop Worrying and Love My Unexpected Expenses
Rule Two of YNAB's Four Rules is "embrace your true expenses." True expenses are expenses that may not be regular, but are a normal part of life: new tires, HVAC repairs, emergency doctor visits. Some...
21 Feb 202443min
#83 - Kath Eats: An Interview with Nutrition Blogger Kath Younger, RD
Ben and Ernie invite Kath Younger, Registered Dietitian and popular nutrition and wellness blogger, onto the show to discuss how her health journey led her to seek financial health and wellness. Kath ...
7 Feb 20241h 15min
#82 - YNAB's Four... Habits?
Behind every rule, there's a habit. In today's episode, Ben and Ernie explore YNAB's Four Rules, but in the context of the habits they build. After all, budgeting well is not so much about following (...
24 Jan 202446min
