Budget Nerds26 Feb 2025

#110 - Is YNAB Worth It?

It's a common question for those not already committed to YNAB: is it really worth it? I mean, paying for a budgeting software? It's a legitimate question, and you can probably guess where Ben and Ernie land on answering it (of course!). Today Ben and Ernie don't want to offer their opinions on why YNAB is worth it, they want to share some cold hard facts from a recent study the YNAB marketing team conducted on YNAB user behavior.

What they found was a clear quantitative reason to sign up for YNAB: the average user saves $600 in their first month of using the YNAB. That's nearly six times the annual cost of YNAB, saved in just the first month. The numerical arguments for using YNAB are some of the least convincing, however. The qualitative benefits of using YNAB are positively inspiring! Ben and Ernie walk through a number of statistics demonstrating how YNAB'ers have improved their quality of life, from feeling less stressed, arguing less with their spouse, and actually feeling good about spending their money.

Try YNAB FREE for 34 days, and start working on that $600 savings:

https://www.ynab.com/nerds

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Episoder(117)

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#138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins

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#136 - Our Favorite Things to Do In YNAB | 2026 Edition

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11 Mar 58min

#135 - 5 Signs You Are Bad with Money

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25 Feb 1h 3min