Merchant Payment Consultants: Should You Go It Alone in 2025?

Merchant Payment Consultants: Should You Go It Alone in 2025?

Welcome to the first episode of “The Payments Guy”! Kicking things off with some basics, in this episode Frank will be going over the role of a payments broker, the pros and cons of working with one, and when merchants should consider using a broker. If your business is brand new or you went directly to the first processor you came across, this is a great place to start or reconsider. You’ll learn how brokers can save time and money, and if hiring a consultant is right for your business. Let’...

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Episoder(22)

Banks Measure Your Risk Before You Ever Know It. Here's What They See

Banks Measure Your Risk Before You Ever Know It. Here's What They See

Banks decide whether your business is "high-risk" before a single human being reads your application — and most owners don't find out until their account is terminated. In this episode of The Payments...

17 Aug 11min

Chargebacks: The One Number That Can Shut You Down

Chargebacks: The One Number That Can Shut You Down

Your chargeback ratio is the one number that can permanently shut you out of credit card processing — not just with one bank, but across the entire industry. In this episode of The Payments Guy, Frank...

5 Aug 12min

Travel Agencies: Your Complete Payment Survival Guide 2025

Travel Agencies: Your Complete Payment Survival Guide 2025

Most travel merchants are operating with a financial time bomb they don’t even know is ticking. In this episode of the Payments Guy, Frank breaks down why the travel industry is one of the highest-ris...

5 Des 202518min

CBD Merchant Accounts: Why 90% Get It Wrong & How to Avoid Shutdowns in 2025

CBD Merchant Accounts: Why 90% Get It Wrong & How to Avoid Shutdowns in 2025

Most CBD brands don’t lose sales because of bad marketing, they lose them because their payment processor shuts them down without warning. In this episode, Frank exposes the hidden traps that quietly ...

21 Nov 202515min

The Truth About the MATCH List — How to Recover After Your Merchant Account Gets Terminated In 2025

The Truth About the MATCH List — How to Recover After Your Merchant Account Gets Terminated In 2025

In this episode of The Payments Guy, Frank breaks down one of the most intimidating challenges merchants face: being placed on the MATCH list. You might be wondering: is this a business death sentence...

7 Nov 202516min

PayPal Account Terminations: High-Risk Merchant Processing Guide 2025

PayPal Account Terminations: High-Risk Merchant Processing Guide 2025

PayPal is an easy-to-use payment processor, but that convenience comes with a cost. In this episode, Frank covers PayPal account terminations and real payment alternatives for high-risk merchants. As ...

24 Okt 202521min

VAMP 101: Visa’s New Fraud Rules—Explained in 10 Minutes

VAMP 101: Visa’s New Fraud Rules—Explained in 10 Minutes

In this episode, Frank covers Visa’s new VAMP fraud rules and what they mean for high-risk merchants. He explains how chargebacks and TC40 fraud reports now combine into a single fraud ratio—and why e...

4 Jul 202510min

Payment Declines: Fixing Failed Transactions for High-Risk Merchants 2025

Payment Declines: Fixing Failed Transactions for High-Risk Merchants 2025

In this episode, Frank covers why high-risk merchants experience unnecessary payment declines—and what you can do to fix it. He breaks down the invisible tech behind transaction approvals, from 3D Sec...

20 Jun 202518min

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