The $300 Trillion Question: Can You Buy a Home Without a Bank?
Tech Talks19 Nov

The $300 Trillion Question: Can You Buy a Home Without a Bank?

Buying a house is really, really hard. It took our host David 15 years of renting until he was in a position to get on the career ladder. It's a huge milestone, but it comes with debt, and interest. But does it have to?

Former career banker Chris Smith chats to David about his mission to expose how the traditional financial system has failed home ownership, turning the market into a "game of monopoly". He reveals Bloxx, a new financial architecture built on equity and Web3 infrastructure.

By connecting institutional capital directly to buyers, Bloxx enables home access with a 1% deposit and monthly payments up to 30% cheaper than a traditional mortgage, making renting a "dead cost" of the past. This is the generational shift required to get 1.2 billion renters into homes. Too good to be true? Surely the banks won't allow it? Listen in to today's interview to find out more!


Want to read the latest from David, his Substack (diving into ‘Tech Talks’ and more) is here.

Tech Talks is powered by Nash Squared, the leading global provider of technology and talent solutions. Find out more about our solutions at⁠⁠⁠⁠ ⁠⁠⁠www.nashsquared.com⁠⁠⁠⁠⁠⁠⁠

The music on Tech Talks is created by London artist Lemzi:⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.lemzi.com⁠⁠

Episoder(797)

How do we prepare the next generation of tech professionals?

How do we prepare the next generation of tech professionals?

By the end of the decade there will be one billion new jobs. Half of them we can't even describe today. So how do we make sure people have the skills for our evolving industry? To help us make sense of the market and talk educational technology, we're joined by Andreas Flodstrom, CEO and founder of Beetroot. He joins us to talk about talent, and Ukraine, as we look ahead to 2024. Also on today's show we have a voice note from Brian Gross from OhMiBod. David and Akeesh just about manage to have a mature conversation. Tech Talks is powered by Nash Squared, the leading global provider of technology and talent solutions. Find out more about our solutions at www.nashsquared.com The music on Tech Talks is created by London artist Lemzi: www.lemzi.com

5 Jan 202429min

It's the new year, could tackling health and your mental health be one of your resolutions?

It's the new year, could tackling health and your mental health be one of your resolutions?

Happy New Year! Is it new year, new you? Today we chat to Everyrun founder Alona Lashchenko, who's built a platform that's a running community that she hopes will tackle loneliness and obesity. That's despite having to leave Ukraine and relocate in Oxford. Tech Talks is powered by Nash Squared, the leading global provider of technology and talent solutions. Find out more about our solutions at www.nashsquared.com The music on Tech Talks is created by London artist Lemzi: www.lemzi.com

2 Jan 202420min

What does it take to successfully exit?

What does it take to successfully exit?

Griffin Parry is CEO and founder of M3ter, a business powering every variation of usage-based pricing for companies at all stages of growth. He has already built and successfully exited one startup, and he's doing it all over again. What did he do last time that he won't this time around? What lessons are there for other entrepreneurs? On the show David is also joined by 'Tech Talks Daily' host Neil C. Hughes, freelance journalist and industry commentator. The music on Tech Talks is by London artist Lemzi. Check out his music and store at www.lemzi.com

29 Des 202338min

The algorithm mightier than the pipette: is technology changing science?

The algorithm mightier than the pipette: is technology changing science?

As a society we need to do better than digging up fossil fuels, and consumers should make better choices. But how does a company take that belief and turn it into a profitable enterprise? This Boxing Day we catch up with Satnam Surae, PhD, CTO and co-founder at Twig and ask about their path to success. The music on Tech Talks is by London artist Lemzi. Check out his music and store at www.lemzi.com

26 Des 202331min

Introducing the UK's most influential women in tech… Suki Fuller

Introducing the UK's most influential women in tech… Suki Fuller

Suki Fuller was recently named the most influential woman in UK technology by Computer Weekly. What's got Suki to this point in her career, and who or what were her inspirations? How is she trying to help the next generation of industry leaders? Also on today's episode we hear from Richard Davies, UK Managing Director at Netcompany. He's keen other leads pay attention to the lessons to be learned from the IT failures at the BBC: https://www.bbc.co.uk/news/health-67503126 The music on Tech Talks is by London artist Lemzi. Check out his music and store at www.lemzi.com

22 Des 202340min

"In 5-7 years, 70% of business activities will be done by GenAI": Are you ready?

"In 5-7 years, 70% of business activities will be done by GenAI": Are you ready?

Steve Salvin (Chief Executive at Aiimi) has been helping organisations make sense of their data for a long time. Whilst the terms are new, the processes aren't necessarily. So amongst experimentation, and some banning AI, what actually comes next, and who should be steering the direction of your business? Also on today's show we have a chat about an article on Unleash (by Lucy Buchholz) about a study which suggests 18% of North American employees are considering leaving their role in 2024: https://www.unleash.ai/company-culture/18-of-american-employees-are-considering-leaving-their-current-roles-in-2024/ The music on Tech Talks is by London artist Lemzi. Check out his music and store at www.lemzi.com

19 Des 202332min

A month on, we look back to our conversations at Web Summit

A month on, we look back to our conversations at Web Summit

Web Summit was all about AI… yes. But more than that; it was how technology is continually being used to push boundaries and democratize services and information. Here are two more examples concerning mental health and impact investment! Helping shine a light on these topics are Tom Winterton, Head of Platform at Invest Engine, and Michel Valstar, CEO of BlueSkyeye AI. Also on the show we're chatting about the most searched Google searches! Thanks to Calum Warren-Piper at PHA for drawing attention to this article: https://www.semafor.com/article/12/11/2023/googles-year-in-search-results-revealed The music on Tech Talks is by London artist Lemzi. Check out his music and store at www.lemzi.com

15 Des 202333min

Sarah's message is simple, "Don't be a dick".

Sarah's message is simple, "Don't be a dick".

45% of women are leaving within the first 8 years of their career. How can we stop that and celebrate women? Sarah Persov, Engineering Team Lead at Dojo, talks about championing women in technology and her career, and why her advice for her boss is refreshingly direct. Also on the show we chat to the artist behind out sound, Lemzi. Check out his music and shows on his website: https://www.lemzi.com/

12 Des 202337min

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