Credit Coaching by Kristi

I speak with so many people that say they are "working on their credit." When I ask them what that means to them, they share all sorts of answers but it is often along the lines of: paying my bills on...

19 Feb 20227min

It's a shorty but a goody. Did you know that your auto insurance, homeowners insurance (or renters insurance) can cost you more if you have a lower credit score? It's true! Washington State is trying ...

10 Feb 20224min

You have likely heard of a charge off and a collection, but what is the distinction between them? What makes them different and should I pay it or ignore it? Does a charge off mean I don't have to pay...

26 Jan 202210min

According to a survey I just read about, I share with you the top 5 problems we face when it comes to money. Do any of these apply to you? Do all of them? Listen in to learn what the majority of those...

18 Jan 20229min

Hey friends! I am asked ALL the time about credit repair companies. You can't just erase past mistakes, although you can clean up inaccurate or erroneous information. Learn what can and cannot be remo...

8 Jan 202213min

The holidays can get the best of us! Crazy schedules, overstretched budgets, dinner parties, get togethers, and all sorts of tidings and joy! Don't break the bank and don't max out those credit cards...

10 Des 20217min

Did you know there are certain things you can negotiate on your credit card terms? From the date your bill is due to be paid to your APR, there are several things you can control when it comes to your...

1 Des 20218min

Big changes coming into the arena for credit profiles when it comes to what is reported and HOW it is viewed with the scoring model. If you are working towards becoming a homeowner in the near future,...

23 Nov 20214min