How do YOU Pay for Problems?
If we aren't prepared, many of life's unexpected events can turn into larger financial problems. It's essential we start with a foundation and then carry out a plan to be the master of or our money. B...
25 Mai 202111min
What is APR?
I know you have heard this term: APR. A.P.R. Huh? What does it mean? I used to have a very bland and basic definition of it....I mean, I knew had something to do with finance charges and interest pai...
10 Mai 202111min
FICO vs. VantageScore: 2 Types of Scoring Models
Did you know there are DOZENS of scoring models out there? There are the big 2 that we will focus on: FICO and VantageScore. Although they are similar, there are several very important differences. 90...
28 Apr 202112min
Get Ready- Collection Agencies will soon be able to message you on Social Media
It blows my mind to believe that the Consumer Financial Protection Bureau (CFPB) will allow collection agencies to private message you (unlimited amounts of times, mind you!) on your social media acco...
17 Apr 20214min
Does It Hurt My Score To Freeze My Credit?
Wondering if freezing your credit profile is the right thing for you to do? Listen in as your coach explains what a credit freeze is, if it affects your credit score and how to put it on and lift it o...
5 Apr 20215min
What about Disputes?
I get a lot of questions about disputes- what is it? Why would I dispute a derogatory item reporting on my credit? Should I dispute something I don't like being reported? How does a dispute effect me?...
10 Mar 20218min
Back to Basics- Credit 101 for those getting started with credit
Are you or someone you care about just getting started in the realm of credit? If you are looking for basic knowledge on decisions to make to start your journey, listen in! If I were talking to my 18-...
24 Feb 20219min
What does Dave Ramsey say about credit?
If you follow Dave Ramsey, chances are you LOVE Dave Ramsey. I know I am a fan. However, you may have heard him speak of credit in a way that may not settle so well with your intuition. Your gut says,...
17 Feb 202112min
