Credit Coaching by Kristi

If someone or a company suggests you use a strategy called credit card stacking to leverage available credit to buy something large- think twice! Better yet, think twice more- it is usually NOT a good...

11 Aug 20216min

You may have seen commercials for Experian Boost- what is it and how can it benefit you? The commercials indicate an improvement in your credit score- but how much and by what means? Questions@credi...

3 Aug 20216min

No one wants to discuss, but let's talk about bankruptcy. Why do most people who end up in a bankruptcy to begin with? What kinds of bankruptcies are there and how do they help? What kind of implicati...

2 Aug 202112min

The source of many people's money problems is not having an emergency fund- no cash on hand- and have to borrow for most things. It's a trap, this cycle we get caught in. It starts and ends with no sa...

15 Jul 20218min

It's easy to want to be better at something... but are we willing to put in the work? You will - if you want it badly enough! In this episode, I share some ideas and tips on how to improve your score,...

5 Jul 202123min

What is joint credit? When I get married, does our credit merge? What happens if my spouse has terrible credit and I don't? I get these kinds of questions all of the time and I would like to shed some...

28 Jun 20217min

I have been asked recently about a collection account that was listed on a credit report, and there was a lot of mis-understanding about how long something reports on your credit report vs. when a cre...

17 Jun 20219min

Collections... stink! 1 in 3 Americans have collections and of those, 50% are medical collections. So what do we do about them? How do they report on your credit report? Can you get the collection rem...

8 Jun 20217min