Should I Close That Credit Card?
Whether there is a balance or not, don't close that credit card! But ESPECIALLY if there is a balance- do NOT close that account! I see people do it out of emotion..."I'll show you.... I won't do busi...
18 Nov 20207min
Debt Consolidation and How it Affects Your Credit
There are several types of debt consolidation actions one can take to get out from under it. There are 0% balance transfer options, payment reduction programs, counseling options and loans that you ca...
11 Nov 202014min
Warning: Creditors Are Reducing or Closing Credit Cards
Between May 2020-July 2020, credit card companies have reduced limits or closed credit cards entirely and involuntarily to more than 70 million people. This number may be growing as economic concerns ...
3 Nov 202011min
What Do I Do About Collections?
Many people have collections on their credit report. Some it seems its their only things reporting, and others are devastated when a collection appears and may be unsure what to do now. There are dif...
27 Okt 20208min
Building A Credit Profile Without Taking On New Debt!
Looking to build a credit history but not really excited about opening a credit card or taking out a loan? There are a few ways in which you can have a positive credit profile and even great credit sc...
20 Okt 20207min
Forbearance and Deferment of Your Mortgage Can Have Some Big Impacts!
There are literally millions of people in deferment or forbearance of their mortgage loan, and many more considering this route. This year sure has given a beating to many people. If you are in or con...
6 Okt 20208min
Let's Get Real About Credit- It's That Important!
If you are looking to borrow money for a purchase of a car or home, you NEED a good credit score to not have to overpay in higher interest rates and unnecessary finance charges. It's THAT important! I...
22 Sep 20209min
#1 Tip To Improve Your Score ALMOST Immediately!
Looking to have a big improvement to your score, almost immediately? Listen in for my favorite tip to help make this happen. Now, it won't make any "bad" credit go away, but it will help drive your sc...
12 Sep 20209min
