Credit Coaching by Kristi

If you have recently applied for credit, you know that about a week later there is something in the mail indicating the credit score that was used and the many reasons why your score "is what it is." ...

8 Sep 20208min

Ever wonder what Credit Karma really....is? Many people have asked me, so I have answered! Listen in to learn what Credit Karma is up to and although they provide several of your "scores" for free... ...

3 Sep 20205min

Ever wonder the impact one late payment can have on your credit? I know we have all been there- you get busy and forgot about that credit card payment that was due or thought something was set up on a...

18 Aug 20209min

When discussing credit, I often hear people that have negative marks on their credit report say they are going to dispute those marks. All fine and well if it is actually not accurate. But if you trul...

11 Aug 202011min

There is so much misunderstanding when it comes to credit and what is reported, what is not, what matters and what does not. Listen in as I demystify a few myths out there when it comes to what is rep...

3 Aug 20208min

What happens when 2 Loan Officers get together to talk about credit? A fun, informative, helpful conversation that just happened to get recorded happens, that's what! Here's the YouTube link if you wo...

23 Jul 202037min

Let's say you are applying for a loan and your score is lower than you thought, than you desire, and than what is needed for the best interest rate possible. There is a term that is important for you ...

7 Jul 20205min

We have offers coming at us for forbearance on our student loans and mortgages. Listen in- as it has some pitfalls. Major need to know: if you are in forbearance for your mortgage, you may need to pay...

30 Jun 20208min