Should I Get a Credit Line Increase On My Credit Card?
Ever wonder if increasing your credit limit will help your score? Your situation? Your financial snapshot? I gotcha covered- listen in to answer if you should get a credit line increase on your credi...
24 Jun 20209min
Secured vs. Non-Secured Debt
There is a difference between secured and non-secured debt. And it reports as such on your credit report as well. Listen in and learn what makes them different and also those differences have in your ...
17 Jun 202011min
"Pay To Delete" - Collections
Perhaps you have heard of this term or just wondering if it is possible- if I pay off a collection, can it or will it be deleted? Listen in to learn what can be deleted when paid and what cannot when ...
11 Jun 202012min
What's Important On Your Credit Report If You Are Applying For a Mortgage?
I am asked ALL the time what underwriters are looking at when they are reviewing credit for approving a loan. There are MANY factors that go into a loan approval, but when it comes to your credit hist...
30 Mai 20208min
The Impact of A Repossession
I know how hard it is to get by... just getting through to the next pay day, sometimes we feel really stretched. What happens when your car has issues, and it's the shop (AGAIN!!!) and now you are mak...
20 Mai 202013min
What Is The Difference Between A Charge Card And A Credit Card?
Is there a difference between a charge card and a credit card? We tend to use those terms interchangeably. However, they are in fact two different kinds of tradelines. And the differences can be quite...
12 Mai 20209min
When Do Creditors Report To The Credit Reporting Agencies?
Ever wonder when your credit report will be updated? Is it the first of the month? Is it only once a month? How often and when do my creditors report? Listen in to learn.... I used to think it was the...
9 Mai 20208min
How To Survive This Time Without Maxing Out Your Credit Cards
With millions of people unemployed or furloughed, it is going to prove to be a challenging time to pay bills and put food on the table. Since delivering groceries taking on a (temporary) part time job...
13 Apr 20209min
