What Is a Dispute and What Do I Need To Know?
You may have heard about disputes but unsure what to do, when to do it, how to do it, and if it will even help you. Listen in to learn some details about disputing errors and collections that are repo...
13 Apr 202013min
How Much Does Interest Cost Me?
It's often SOOOOO easy to just swipe the credit card for a purchase or to sign a few papers and get another semester paid for. But have you looked into what it actually costs you, in dollars and cents...
6 Apr 202013min
What is a good credit score and what gets reported on my credit report?
What is a good score? 620? 700? Wonder where you line up in the world what is considered a "good" credit score? Listen in to find out what a good credit score is in Kristi's opinion, and how to keep o...
1 Apr 20207min
How To Protect Your Credit During A Divorce
Going through a divorce can be messy, emotionally devastating and have a horrific effect on your your well-being, and your credit. Many people experience plunging credit scores due to their actions th...
30 Mar 202017min
Car Loans and Student Loans- What you need to know
Most of us have a car loan, so what happens when you pay that car loan off, either paid in full or selling that car and getting a new one. How does that effect your credit score? And what impact doe...
24 Mar 20207min
Credit Inquiries: Soft Inquiries vs. Hard Inquiries
Inquiries have an effect on your credit score. An impact of 10% of what makes up your credit score. There is a difference between a hard and a soft credit inquiry, often referred to as a "pull." So ...
20 Mar 202010min
What you need to know about 0% credit card offers
Ever feel like something is too good to be true? Please use caution when accepting a 0% interest only credit card- if that time runs out and you are not prepared, it can REALLY cost you. Don't learn t...
9 Mar 202015min
What hurts my credit score the most?
Credit scores can change in an instant! What has the biggest impact and why? Listen in to learn the top 5 things that can have a negative impact on your credit score so you can be in the know and avoi...
24 Feb 20209min
