Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(632)

Is NZ’s Economic Recovery at Risk? The Long Term Effects of the Oil Crisis | Episode 464

Is NZ’s Economic Recovery at Risk? The Long Term Effects of the Oil Crisis | Episode 464

A global oil shock could quietly reset New Zealand’s recovery - and most people aren’t ready for the flow-on effects.In this episode, we break down how rising oil prices are driving inflation, impacti...

29 Mar 20min

A 30 Year-Old’s Retirement Plan | Episode 463

A 30 Year-Old’s Retirement Plan | Episode 463

Build a 30 year retirement plan by starting with your first home.In this episode, we use a real first home buyer case study to break down deposits, KiwiSaver decisions, mortgage affordability, budgeti...

26 Mar 37min

2026 Financial Plan: Step-by-Step to Fix Your Money | Episode 462

2026 Financial Plan: Step-by-Step to Fix Your Money | Episode 462

If you’re not on track with your 2026 financial plan yet - this is where you fix it.In this episode, we break down how to build a practical financial plan from scratch, covering goal setting, budgetin...

24 Mar 1h 6min

First Home Buyers Guide NZ: Step-by-Step Process | Episode 461

First Home Buyers Guide NZ: Step-by-Step Process | Episode 461

Buying your first home in NZ isn’t about finding “the one” - it’s about not getting burned in the process.In this 2026 first home buyers guide, we break down everything you need to know - from deposit...

22 Mar 31min

5 Signs You’ll Have to Work Until 70 (And How to Avoid It) | Episode 460

5 Signs You’ll Have to Work Until 70 (And How to Avoid It) | Episode 460

Most Kiwis won’t realise they’re on track to work until 70… until it’s too late.In this episode, we break down the 5 key signs you’re heading for delayed retirement - from carrying debt into your 60s ...

19 Mar 14min

KiwiSaver, Investing & Mortgages: Listener Money Questions | Episode 459

KiwiSaver, Investing & Mortgages: Listener Money Questions | Episode 459

Real money questions from listeners - covering KiwiSaver, investing, mortgages, and how to actually build wealth in New Zealand.In this Listener Hotline episode, financial advisors James and Jess answ...

17 Mar 17min

Meth Contamination: The Silent Killer of the NZ Property Market | Episode 458

Meth Contamination: The Silent Killer of the NZ Property Market | Episode 458

Meth contamination in NZ property is a growing risk that buyers and investors often overlook.In this episode we explain how meth contamination happens, the testing process, remediation costs, new 2026...

15 Mar 13min

Will War Push Interest Rates Higher? What It Means for Your Mortgage | Episode 457

Will War Push Interest Rates Higher? What It Means for Your Mortgage | Episode 457

War headlines are everywhere - but what could global conflict actually do to interest rates?In this episode, the team breaks down how the US-Iran conflict, rising oil prices, and global economic uncer...

12 Mar 10min

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