Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

Episoder(574)

Wealth Tax vs. Capital Gains Tax: What’s best for the NZ economy? | Episode 404

Wealth Tax vs. Capital Gains Tax: What’s best for the NZ economy? | Episode 404

A heated debate that every Kiwi needs to hear - Wealth Tax vs Capital Gains Tax.Matt, James and Mike down how each tax actually works, the real-world impact on homeowners, investors, retirees, and bus...

18 Nov 202519min

Live Webinar: First Home Buyers Top 5 Negotiation Tips for the 2025 Market | Episode 403

Live Webinar: First Home Buyers Top 5 Negotiation Tips for the 2025 Market | Episode 403

Buying your first home? Don’t walk into a negotiation blind.In this episode, Mike and Adam break down the exact strategies every first-home buyer needs - from spotting genuine negotiation opportunitie...

16 Nov 202556min

Cost of Living Crisis: $200K Can’t Support a Single Income Household | Episode 402

Cost of Living Crisis: $200K Can’t Support a Single Income Household | Episode 402

New Zealand’s one-income household is officially dead - and the numbers prove it.In this episode, James and Michael break down why rising living costs, childcare expenses, inflation, and modern debt-t...

13 Nov 20258min

NZ’s Economy Isn’t Growing: Is Infrastructure the Answer? Ft. Jarrod Kerr | Episode 401

NZ’s Economy Isn’t Growing: Is Infrastructure the Answer? Ft. Jarrod Kerr | Episode 401

Can infrastructure spending really supercharge New Zealand’s economy?In this episode, Kiwibank Chief Economist Jarrod Kerr joins the team to unpack how smart infrastructure investment, foreign capital...

11 Nov 202519min

AI Boom or Bust? Sharemarket Crash Fears: Quarterly Market Update | Episode 400

AI Boom or Bust? Sharemarket Crash Fears: Quarterly Market Update | Episode 400

Markets are booming - but are we on the edge of an AI bubble?In this quarterly update, James and Chris from Mapua Wealth break down what’s driving global market performance, how AI hype and passive in...

9 Nov 202540min

Paying Down Debt vs Investing in Property: Smart Mortgage Strategies | Inside a Financial Plan Ep 5

Paying Down Debt vs Investing in Property: Smart Mortgage Strategies | Inside a Financial Plan Ep 5

Paying down your mortgage or investing in more property - which gets you closer to financial freedom?In this episode, Mike breaks down Dion and Rachel’s financial plan, exploring how offset facilities...

6 Nov 202533min

Live Webinar: Stop Overpaying Tax - What Most NZ Property Investors Miss | Episode 399

Live Webinar: Stop Overpaying Tax - What Most NZ Property Investors Miss | Episode 399

Five smart ways to keep more money in your pocket this tax season.In this live webinar, Matt Harris and Andrew Higgs uncover the most overlooked tax hacks for property investors - from claiming chatte...

5 Nov 202551min

Should NZ Have 30 Year Fixed Mortgages? | Episode 398

Should NZ Have 30 Year Fixed Mortgages? | Episode 398

Would 30-year fixed mortgages work in New Zealand? In this episode, James and Michael unpack how long-term fixed loans in the US provide stability for borrowers, compare them to New Zealand’s shorter-...

4 Nov 202517min

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