Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

Episoder(574)

5 Reasons Buying Your First Home Just Got Easier | Episode 412

5 Reasons Buying Your First Home Just Got Easier | Episode 412

Buying your first home just got a whole lot easier and the numbers prove it.In this episode, we break down the five biggest shifts helping first-home buyers right now: falling interest rates, lower te...

4 Des 202522min

Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411

Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411

Cashflow or capital gains? Why choose when the smartest investors are structuring their deals to get both? In this episode, we sit down with Ilse Wolfe, Director of Wolfe Property, to unpack how inves...

2 Des 202537min

Falling Mortgage Rates: How to Add $100K to Your Net Worth | Episode 410

Falling Mortgage Rates: How to Add $100K to Your Net Worth | Episode 410

Mortgage rates are dropping and the right move now could add over $100K to your net worth.In this episode, we break down how holding your repayments at the higher level you’re used to can shave decade...

30 Nov 202515min

Is NZ’s Property Market Broken? The Fall of the Investment Property | Episode 409

Is NZ’s Property Market Broken? The Fall of the Investment Property | Episode 409

Is NZ’s property market actually broken or are the headlines missing the real story?In this episode, we break down 30 years of market history, supply and demand pressures, migration, affordability, in...

27 Nov 202518min

NZ Insurance Crisis: Why Have Premiums Jumped 400%? | Episode 408

NZ Insurance Crisis: Why Have Premiums Jumped 400%? | Episode 408

Insurance premiums have exploded and Kiwis are feeling the squeeze like never before.In this episode, we break down the shocking 15-year surge in insurance costs - from health and house premiums skyro...

25 Nov 202512min

OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

Will the RBNZ pull the trigger on 25 or 50? Here's what really sits behind Wednesday’s OCR call.In this episode, we break down the latest inflation data, card-spending trends, bank pass-through (or la...

23 Nov 202514min

The KiwiSaver Overhaul: Here's what Changing | Episode 406

The KiwiSaver Overhaul: Here's what Changing | Episode 406

KiwiSaver is getting a shake-up and some of these changes could completely reshape your retirement.In this episode, we break down the proposed KiwiSaver overhaul from targeted boosts for low-income ea...

20 Nov 202513min

Live Webinar: How To Invest Smarter In New Zealand's Property Market ft. Scott O'Neill

Live Webinar: How To Invest Smarter In New Zealand's Property Market ft. Scott O'Neill

In this live webinar Scott O’Neill, Dylan Menzies and Michael Vincent break down where the real value is heading into 2026 - from commercial vs residential returns to bank appetite, yields, strategy, ...

20 Nov 20251h 13min

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