Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(601)

$145 Billion In KiwiSaver: Why Is The System Still Broken? Ft. Dean Anderson, CEO of ⁠Kernel⁠ | Episode 448

$145 Billion In KiwiSaver: Why Is The System Still Broken? Ft. Dean Anderson, CEO of ⁠Kernel⁠ | Episode 448

KiwiSaver holds $145 billion so why are so many Kiwis still heading for a broken retirement?In this episode, we’re joined by Dean Anderson, Founder and CEO of Kernel, to unpack what’s holding KiwiSave...

22 Feb 26min

Why New Zealand Is Working Harder And Getting Nowhere | Episode 446

Why New Zealand Is Working Harder And Getting Nowhere | Episode 446

New Zealand used to punch above its weight - so why does working harder now feel like it’s getting us nowhere?In this episode, we unpack New Zealand’s productivity problem from slowing output and wage...

19 Feb 17min

Is The Share Market Overvalued? Here’s What Investors Must Know | Episode 445

Is The Share Market Overvalued? Here’s What Investors Must Know | Episode 445

Is the sharemarket dangerously expensive or just evolving with a new era of growth?In this episode, the team unpacks whether today’s valuations actually signal a bubble, what price-to-earnings ratios ...

17 Feb 16min

The Bitcoin Crash Explained: $3.2 Billion Wiped Out in 24 Hours | Episode 444

The Bitcoin Crash Explained: $3.2 Billion Wiped Out in 24 Hours | Episode 444

Bitcoin just lost $3.2B in a single day and this crash wasn’t random.We unpack what triggered the February 5 sell-off, how leverage and forced liquidations created a domino effect, why Bitcoin is beha...

15 Feb 16min

Quarterly Investment Update: Why Silver Surged! | Episode 443

Quarterly Investment Update: Why Silver Surged! | Episode 443

Silver surged, crashed, and reminded investors just how quickly sentiment can turn.In this quarterly investment update, we break down global market performance, diversification away from US tech, bond...

12 Feb 12min

Reduce Your Tax Bill: How the Wealthy Structure Assets & Debt Ft. Amanda Quill | Episode 442

Reduce Your Tax Bill: How the Wealthy Structure Assets & Debt Ft. Amanda Quill | Episode 442

Structure your debt smarter - because how you own assets can be the difference between paying more tax or keeping thousands. Drawing on a real example of an investor saving $9,000, the team unpacks ta...

10 Feb 13min

NZ’s Rising Debt Crisis: Why You’re Still Broke And Why It’s Getting Worse | Episode 441

NZ’s Rising Debt Crisis: Why You’re Still Broke And Why It’s Getting Worse | Episode 441

Debt is rising and relief hasn’t arrived.In this episode, the team unpacks rising mortgage arrears, increasing unemployment, stubborn interest rates, and the growing risk of stagflation - asking the c...

8 Feb 19min

Paying Too Much, Yet Still Underinsured | Inside a Financial Plan Ep 8

Paying Too Much, Yet Still Underinsured | Inside a Financial Plan Ep 8

You can be paying thousands for insurance and still be dangerously under-covered.In this episode of Inside a Financial Plan, Callum walks Rachel and Dion through a full insurance reset - restructuring...

5 Feb 36min

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