Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(601)

3 Things to Know Before Buying an Investment Property ft. Matt Harris | Episode 416

3 Things to Know Before Buying an Investment Property ft. Matt Harris | Episode 416

Buying your first investment property? Here are the three game-changing rules every investor needs to know before they make their move.In this episode, we break down exactly how to use your equity, wh...

11 Des 202517min

Is NZ’s Property Market Unproductive? The Real Economic Impact | Episode 415

Is NZ’s Property Market Unproductive? The Real Economic Impact | Episode 415

Is NZ’s property market really unproductive — or is everyone getting it wrong?In this episode, we break down the real economic impact of New Zealand’s property sector - from its $50B GDP contribution ...

9 Des 202511min

North vs South Island: Why One Half of NZ Is Getting Richer | Episode 413

North vs South Island: Why One Half of NZ Is Getting Richer | Episode 413

The North and South Islands are living two completely different financial realities - and the wealth gap is bigger than you think.In this episode, we break down why regions like Canterbury, Otago, and...

7 Des 202515min

5 Reasons Buying Your First Home Just Got Easier | Episode 412

5 Reasons Buying Your First Home Just Got Easier | Episode 412

Buying your first home just got a whole lot easier and the numbers prove it.In this episode, we break down the five biggest shifts helping first-home buyers right now: falling interest rates, lower te...

4 Des 202522min

Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411

Cashflow vs. Capital Gains: 2025’s Most Profitable Property Strategy Ft. Ilse Wolfe | Episode 411

Cashflow or capital gains? Why choose when the smartest investors are structuring their deals to get both? In this episode, we sit down with Ilse Wolfe, Director of Wolfe Property, to unpack how inves...

2 Des 202537min

Falling Mortgage Rates: How to Add $100K to Your Net Worth | Episode 410

Falling Mortgage Rates: How to Add $100K to Your Net Worth | Episode 410

Mortgage rates are dropping and the right move now could add over $100K to your net worth.In this episode, we break down how holding your repayments at the higher level you’re used to can shave decade...

30 Nov 202515min

Is NZ’s Property Market Broken? The Fall of the Investment Property | Episode 409

Is NZ’s Property Market Broken? The Fall of the Investment Property | Episode 409

Is NZ’s property market actually broken or are the headlines missing the real story?In this episode, we break down 30 years of market history, supply and demand pressures, migration, affordability, in...

27 Nov 202518min

NZ Insurance Crisis: Why Have Premiums Jumped 400%? | Episode 408

NZ Insurance Crisis: Why Have Premiums Jumped 400%? | Episode 408

Insurance premiums have exploded and Kiwis are feeling the squeeze like never before.In this episode, we break down the shocking 15-year surge in insurance costs - from health and house premiums skyro...

25 Nov 202512min

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