Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(601)

OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

Will the RBNZ pull the trigger on 25 or 50? Here's what really sits behind Wednesday’s OCR call.In this episode, we break down the latest inflation data, card-spending trends, bank pass-through (or la...

23 Nov 202514min

The KiwiSaver Overhaul: Here's what Changing | Episode 406

The KiwiSaver Overhaul: Here's what Changing | Episode 406

KiwiSaver is getting a shake-up and some of these changes could completely reshape your retirement.In this episode, we break down the proposed KiwiSaver overhaul from targeted boosts for low-income ea...

20 Nov 202513min

Live Webinar: How To Invest Smarter In New Zealand's Property Market ft. Scott O'Neill

Live Webinar: How To Invest Smarter In New Zealand's Property Market ft. Scott O'Neill

In this live webinar Scott O’Neill, Dylan Menzies and Michael Vincent break down where the real value is heading into 2026 - from commercial vs residential returns to bank appetite, yields, strategy, ...

20 Nov 20251h 13min

Wealth Tax vs. Capital Gains Tax: What’s best for the NZ economy? | Episode 404

Wealth Tax vs. Capital Gains Tax: What’s best for the NZ economy? | Episode 404

A heated debate that every Kiwi needs to hear - Wealth Tax vs Capital Gains Tax.Matt, James and Mike down how each tax actually works, the real-world impact on homeowners, investors, retirees, and bus...

18 Nov 202519min

Live Webinar: First Home Buyers Top 5 Negotiation Tips for the 2025 Market | Episode 403

Live Webinar: First Home Buyers Top 5 Negotiation Tips for the 2025 Market | Episode 403

Buying your first home? Don’t walk into a negotiation blind.In this episode, Mike and Adam break down the exact strategies every first-home buyer needs - from spotting genuine negotiation opportunitie...

16 Nov 202556min

Cost of Living Crisis: $200K Can’t Support a Single Income Household | Episode 402

Cost of Living Crisis: $200K Can’t Support a Single Income Household | Episode 402

New Zealand’s one-income household is officially dead - and the numbers prove it.In this episode, James and Michael break down why rising living costs, childcare expenses, inflation, and modern debt-t...

13 Nov 20258min

NZ’s Economy Isn’t Growing: Is Infrastructure the Answer? Ft. Jarrod Kerr | Episode 401

NZ’s Economy Isn’t Growing: Is Infrastructure the Answer? Ft. Jarrod Kerr | Episode 401

Can infrastructure spending really supercharge New Zealand’s economy?In this episode, Kiwibank Chief Economist Jarrod Kerr joins the team to unpack how smart infrastructure investment, foreign capital...

11 Nov 202519min

AI Boom or Bust? Sharemarket Crash Fears: Quarterly Market Update | Episode 400

AI Boom or Bust? Sharemarket Crash Fears: Quarterly Market Update | Episode 400

Markets are booming - but are we on the edge of an AI bubble?In this quarterly update, James and Chris from Mapua Wealth break down what’s driving global market performance, how AI hype and passive in...

9 Nov 202540min

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