Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

Episoder(574)

2025 Property Market: Negotiation Tactics to Save Thousands Ft. Adam Farrell | Episode 374

2025 Property Market: Negotiation Tactics to Save Thousands Ft. Adam Farrell | Episode 374

In today’s buyer’s market, smart negotiation could save you thousands on your next property. Adam Farrell joins us to unpack the strategies behind timing your offers, spotting undervalued opportunitie...

11 Sep 202522min

Why Rentvesting Will Ruin Your Retirement | Episode 373

Why Rentvesting Will Ruin Your Retirement | Episode 373

Rentvesting might look smart now, but it could leave you broke later. In this episode, James and Jess break down the numbers behind rentvesting, comparing real financial projections to show why rentin...

9 Sep 202518min

Foreign Buyers Ban Changes: Will They Save or Sink NZ’s Economy? Ft. Matt Harris | Episode 732

Foreign Buyers Ban Changes: Will They Save or Sink NZ’s Economy? Ft. Matt Harris | Episode 732

Foreign buyers are back...sort of. In this episode, James and Matt unpack New Zealand’s revised foreign buyers rules, the $5 million price cap, and what it means for our property market, economy, and ...

7 Sep 202517min

NZ's Infrastructure Crisis: Why Are Taxpayers Footing the Bill? | Episode 371

NZ's Infrastructure Crisis: Why Are Taxpayers Footing the Bill? | Episode 371

NZ’s infrastructure is crumbling and taxpayers are footing the bill.In this uncut episode, James and Mike unpack the government’s new road user charges, debating whether it’s a genuine solution to New...

4 Sep 20258min

$150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370

$150K Insurance Mistake: Cancer and Cancelled Cover Ft. Emily Powell | Episode 370

A personal story of cancer, cost, and the true value of insurance. In this episode, we share the financial and emotional journey of losing a parent to terminal brain cancer, uncovering the hidden cost...

2 Sep 202525min

When the IRD Comes Knocking: Triggers, Mistakes & Penalties Ft. Matt Harris | Episode 369

When the IRD Comes Knocking: Triggers, Mistakes & Penalties Ft. Matt Harris | Episode 369

When the IRD knocks, will you be ready? In this episode, we unpack how Inland Revenue investigations work, the triggers that set off audits, common tax mistakes property investors make, and the steps ...

31 Aug 202528min

The $1.7M Apartment Disaster: Why Pre Approval Matters | Episode 368

The $1.7M Apartment Disaster: Why Pre Approval Matters | Episode 368

Don’t buy blind - pre-approval could save you from a financial disaster.In this episode, we break down what pre-approval really means, the risks of skipping it, how it sharpens your property search, a...

28 Aug 202515min

KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367

KiwiSaver vs Managed Funds: How to Get Ahead in 2025 - Audience Q&A | Episode 367

Smart money moves start with the right questions.In this Q&A episode, James and Makayla unpack everything from when to start investing and paying down debt, to mortgages, KiwiSaver strategies, savings...

26 Aug 202517min

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