Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(601)

Paying Down Debt vs Investing in Property: Smart Mortgage Strategies | Inside a Financial Plan Ep 5

Paying Down Debt vs Investing in Property: Smart Mortgage Strategies | Inside a Financial Plan Ep 5

Paying down your mortgage or investing in more property - which gets you closer to financial freedom?In this episode, Mike breaks down Dion and Rachel’s financial plan, exploring how offset facilities...

6 Nov 202533min

Live Webinar: Stop Overpaying Tax - What Most NZ Property Investors Miss | Episode 399

Live Webinar: Stop Overpaying Tax - What Most NZ Property Investors Miss | Episode 399

Five smart ways to keep more money in your pocket this tax season.In this live webinar, Matt Harris and Andrew Higgs uncover the most overlooked tax hacks for property investors - from claiming chatte...

5 Nov 202551min

Should NZ Have 30 Year Fixed Mortgages? | Episode 398

Should NZ Have 30 Year Fixed Mortgages? | Episode 398

Would 30-year fixed mortgages work in New Zealand? In this episode, James and Michael unpack how long-term fixed loans in the US provide stability for borrowers, compare them to New Zealand’s shorter-...

4 Nov 202517min

OCR Cuts & Capital Gains Tax: NZ’s Recession or Rebound? ft. Jarrod Kerr | Episode 397

OCR Cuts & Capital Gains Tax: NZ’s Recession or Rebound? ft. Jarrod Kerr | Episode 397

Rates are down, but inflation’s still biting. In this quarterly update, Kiwibank Chief Economist Jarrod Kerr unpacks the OCR cut to 2.5%, Labour’s proposed capital gains tax, and what it all means for...

2 Nov 202528min

Will You Get Superannuation? The Debate on Means Testing | Episode 396

Will You Get Superannuation? The Debate on Means Testing | Episode 396

Should New Zealand’s wealthiest retirees still receive NZ Super? In this episode, James and Mike unpack the growing debate around means testing - exploring the political risks, financial realities, an...

30 Okt 202514min

Live Webinar: How to Plan for Retirement - KiwiSaver, Property or Shares?

Live Webinar: How to Plan for Retirement - KiwiSaver, Property or Shares?

Retirement isn’t about luck - it’s about planning, action, and time.In this live webinar, James and Justin break down what Kiwis really need to retire comfortably - from understanding how much you’ll ...

30 Okt 20251h 1min

28% Capital Gains Tax? What Labour’s Plan Means for You | Episode 394

28% Capital Gains Tax? What Labour’s Plan Means for You | Episode 394

Labour’s back with a bold play - a 28% capital gains tax on property.In this episode, we break down the proposed 2027 capital gains tax - exploring its political timing, how it could impact property i...

28 Okt 202523min

Investing in Shares vs Property: Inside a Financial Plan Ep4

Investing in Shares vs Property: Inside a Financial Plan Ep4

What would you do if your financial plan said you’ll have $6 million at 100?In this episode, we reconnect with Rachel and Deon to unpack their latest financial plan - from whether to buy another inves...

26 Okt 202537min

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