Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

Episoder(575)

Switch and Save: How To Cut Your Bills In Half This Season | Episode 328

Switch and Save: How To Cut Your Bills In Half This Season | Episode 328

Don’t let winter bills freeze your budget. We break down practical ways to save on power, gas, internet, and insurance by comparing plans, dodging loyalty traps, and using tools like Powerswitch to fi...

29 Mai 202513min

Investing 101: Future-Proofing Your Wealth | Episode 327

Investing 101: Future-Proofing Your Wealth | Episode 327

Your no-nonsense guide to getting started with investing.We break down the four key asset classes — cash, bonds, shares, and property — explain the pros and cons of each, unpack common mistakes, and s...

27 Mai 202516min

OCR Predictions: How much will they cut? | Episode 326

OCR Predictions: How much will they cut? | Episode 326

OCR cuts, budget moves, and Trump’s trade threats—everything’s in motion. We break down what’s likely next for the cash rate, how the 2025 Budget could spark economic stimulus, and whether global poli...

27 Mai 202511min

Debt-Free by 50: $5 Million Retirement Story | Episode 325

Debt-Free by 50: $5 Million Retirement Story | Episode 325

Same income. Two very different financial futures.We dive into a powerful client case study — the story of “Bob,” a high-income earner whose financial trajectory diverges dramatically depending on whe...

25 Mai 202512min

Budget 2025 Explained: What the KiwiSaver Changes Mean for You | Episode 324

Budget 2025 Explained: What the KiwiSaver Changes Mean for You | Episode 324

Did the government get it right? We dive into the biggest shake-ups to KiwiSaver since the scheme began—Finance Minister Nicola Willis’ new 2025 Budget includes cuts to government contributions, new e...

22 Mai 202515min

Q1 Property Market Update: Why We’re Buying When Everyone Else Isn’t | Episode 323

Q1 Property Market Update: Why We’re Buying When Everyone Else Isn’t | Episode 323

When everyone else is sitting still, we’re making moves. we unpack why now might be the smartest time to buy, even amid uncertainty, slow sentiment, and a flood of listings—and why we're backing our s...

20 Mai 202512min

KiwiSaver Changes Are Coming: Will the Government Get It Right? | Episode 322

KiwiSaver Changes Are Coming: Will the Government Get It Right? | Episode 322

The government’s about to drop major changes to KiwiSaver - here’s what you need to know before it hits. We break down what the National-led government is likely to announce, the impact on your retire...

20 Mai 202510min

Should You Pay Down Debt Or Invest? | Episode 321

Should You Pay Down Debt Or Invest? | Episode 321

Should you crush your mortgage or chase investment gains? We unpack one of the most common financial dilemmas Kiwis face—whether to prioritise debt repayment or start investing. They break down the ma...

18 Mai 202512min

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