Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(603)

Luxury Investments: The Birkin Bag vs. The S&P 500 | Episode 347

Luxury Investments: The Birkin Bag vs. The S&P 500 | Episode 347

Can a $30,000 Birkin bag really beat the S&P 500? We unpack whether luxury assets like handbags, watches, wine, and cars truly outperform traditional investments, reveal the hidden risks of luxury inv...

10 Jul 202519min

OCR Breakdown: 2025 Economic Update Ft. Jarrod Kerr | Episode 346

OCR Breakdown: 2025 Economic Update Ft. Jarrod Kerr | Episode 346

The OCR stayed put - but what does that mean for you?In this episode, Kiwibank Chief Economist Jarrod Kerr breaks down the Reserve Bank’s decision to hold rates, what it means for mortgages, inflation...

9 Jul 202532min

6 Month Money Reset: How To Fix Your Budget Fast | Episode 345

6 Month Money Reset: How To Fix Your Budget Fast | Episode 345

With only 6 months left in 2025 - is your money on track? We share practical ways to check your progress, trim hidden costs, tweak your budget, increase your income, and build systems that keep your f...

8 Jul 202511min

Why Term Deposits Are Costing You Thousands | Episode 344

Why Term Deposits Are Costing You Thousands | Episode 344

Term deposits might be costing you more than you realise. We unpack why parking your cash in term deposits could leave you going backwards after inflation and tax, and explore smarter ways to grow you...

6 Jul 202513min

Should you buy a house in your 20s? | Episode 343

Should you buy a house in your 20s? | Episode 343

Is topping up a mortgage at 22 really the dream? Makayla and Jess break down the pros and cons of buying young, why some Kiwis are purchasing at 22, the cultural pressure to own property, and alternat...

3 Jul 202520min

OCR Predictions: Is A Rate Cut Off The Table? | Episode 342

OCR Predictions: Is A Rate Cut Off The Table? | Episode 342

Will the RBNZ cut rates in July or keep Kiwis waiting? We unpack why the Reserve Bank might hold off on cutting the OCR, from unexpected GDP growth and stubborn inflation to the global oil price shock...

1 Jul 202511min

From Scaling Canva to Backing NZ’s Next Billion Dollar Startups ft. Mahesh Muralidhar | Episode 341

From Scaling Canva to Backing NZ’s Next Billion Dollar Startups ft. Mahesh Muralidhar | Episode 341

From scaling Canva to transforming New Zealand’s startup scene - Mahesh Muralidhar knows how to think big. In this episode, we unpack Mahesh’s journey at Canva, his mission to make NZ happier and weal...

29 Jun 202532min

Is NZ’s Economy at Risk? Trump Escalates Middle East Conflict | Episode 340

Is NZ’s Economy at Risk? Trump Escalates Middle East Conflict | Episode 340

Markets are rising, oil prices are spiking - but what does Trump’s strike on Iran mean for your money? We unpack how rising tensions in the Middle East could affect KiwiSaver balances, inflation, mort...

26 Jun 202511min

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