Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(600)

Why 8/10 People Should Sell Their First Home | Episode 472

Why 8/10 People Should Sell Their First Home | Episode 472

Most first homes don’t make good investment properties but people keep holding them anyway.In this episode, we break down why so many Kiwis become “accidental property investors,” covering low rental ...

16 Apr 9min

Why It Feels Harder Than Ever To Get Ahead in New Zealand | Episode 471

Why It Feels Harder Than Ever To Get Ahead in New Zealand | Episode 471

It feels harder than ever to get ahead right now - even if you’re doing everything right.In this episode, we break down the reality behind that feeling - juggling mortgages, kids, careers, and ageing ...

14 Apr 9min

Property Prices Are Stuck: Should You Buy in 2026? | Episode 470

Property Prices Are Stuck: Should You Buy in 2026? | Episode 470

With NZ property prices flat in 2026, should you be buying or waiting it out?In this episode, we break down whether 2026 is actually a smart time to buy property in New Zealand, covering market equili...

12 Apr 14min

Fuel Crisis vs COVID: Which Hits NZ Economy Harder? | Episode 469

Fuel Crisis vs COVID: Which Hits NZ Economy Harder? | Episode 469

It feels like COVID all over again… but is it?In this episode, we break down the key difference between a demand-driven crisis like COVID and today’s supply-driven fuel shock, covering inflation, oil ...

9 Apr 14min

KiwiSaver vs. Property: What Builds More Wealth In Retirement? | Episode 468

KiwiSaver vs. Property: What Builds More Wealth In Retirement? | Episode 468

KiwiSaver vs your first home deposit… are you building wealth or slowing yourself down? In this episode, we break down whether you should use your KiwiSaver to buy your first home or leave it invested...

7 Apr 6min

OCR Predictions: Petrol Prices Are Spiking - Do Interest Rates Follow? Ft. Jarrod Kerr | Episode 467

OCR Predictions: Petrol Prices Are Spiking - Do Interest Rates Follow? Ft. Jarrod Kerr | Episode 467

In this episode, We sit down with Kiwibank Chief Economist Jarrod Kerr to unpack the upcoming OCR decision, why rising oil prices are driving inflation, how demand destruction is already hitting spend...

5 Apr 14min

NZ Economic Update: Inflation Rising, Growth Falling Ft. Jarrod Kerr | Episode 466

NZ Economic Update: Inflation Rising, Growth Falling Ft. Jarrod Kerr | Episode 466

Is New Zealand heading into stagflation? Inflation is rising, growth is slowing and the outlook is shifting fast.We sit down with Kiwibank Chief Economist Jarrod Kerr to break down the NZ economic out...

2 Apr 27min

The Tax on Shares That’s Costing Kiwi Investors Thousands | Episode 465

The Tax on Shares That’s Costing Kiwi Investors Thousands | Episode 465

Your Sharesies account might be quietly draining thousands in tax and most Kiwis don’t even realise it.We break down how tax actually works on shares in New Zealand - from dividends and PIE funds to t...

31 Mar 23min

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