Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(632)

Want to Build a Home? Watch This Before You Talk to the Bank | Episode 512

Want to Build a Home? Watch This Before You Talk to the Bank | Episode 512

Building your dream home? Don't talk to the bank until you've watched this.From construction loans and stage payments to hidden building costs, budget blowouts, fixed-price contracts, and choosing the...

19 Jul 21min

Can't Refinance Your Mortgage? Here's What To Do Instead | Episode 511

Can't Refinance Your Mortgage? Here's What To Do Instead | Episode 511

Think you're stuck with your mortgage? You might have more options than you realise.In this episode, Mike and James break down what to do if you can't refinance your mortgage, including how to negotia...

16 Jul 12min

Property Market Insights: What Smart Investors Are Watching Right Now | Episode 510

Property Market Insights: What Smart Investors Are Watching Right Now | Episode 510

The headlines are noisy, but the data tells a very different story.In this episode, Mike and Adam break down the property market indicators they're watching most closely, including construction activi...

14 Jul 20min

From Debt to Financial Freedom on a Single Income | Inside a Financial Plan Ep 2

From Debt to Financial Freedom on a Single Income | Inside a Financial Plan Ep 2

A simple financial plan can change everything.In episode two of Inside a Financial Plan, James walks Julia through her personalised financial roadmap, explaining why building an emergency fund comes b...

12 Jul 29min

The First OCR Hike in 3 Years: What It Means for Your Mortgage | Episode 508

The First OCR Hike in 3 Years: What It Means for Your Mortgage | Episode 508

Wondering what the latest OCR hike means for your mortgage? Here's what homeowners need to know.Mike Vincent and Jess Hargreaves break down why the OCR hike wasn't a surprise, how banks have already r...

9 Jul 16min

Building Wealth on a Single Income: Inside a Financial Plan | Episode 1

Building Wealth on a Single Income: Inside a Financial Plan | Episode 1

A single income doesn't have to mean putting your financial goals on hold.In this episode of Inside a Financial Plan, we meet Julia, a single mum rebuilding her finances after divorce. James works thr...

8 Jul 55min

Live Webinar: How Property Investors Can Reduce Their Tax Bill | Episode 506

Live Webinar: How Property Investors Can Reduce Their Tax Bill | Episode 506

Many property investors are paying more tax than they need to.Matt Harris and Mike Vincent explain how debt structuring, ownership structures, lending strategies and tax planning can reduce unnecessar...

5 Jul 1h 13min

How We Bought Our First Home With Just 5% Deposit | Episode 505

How We Bought Our First Home With Just 5% Deposit | Episode 505

They thought they weren’t ready to buy a home - until one conversation changed everything.In this episode, we follow Harsh and Hiral's first home buying journey, from budgeting struggles and saving a ...

2 Jul 43min

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