Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(600)

Can ChatGPT Replace Your Mortgage Broker? | Episode 496

Can ChatGPT Replace Your Mortgage Broker? | Episode 496

Don't mistake information for advice.In this episode, James and Mike discuss whether ChatGPT can replace a mortgage broker, unpack a real-life example where AI mortgage advice conflicted with professi...

11 Jun 11min

6 Mistakes Stopping You From Buying an Investment Property ft. Ilse Wolfe | Episode 495

6 Mistakes Stopping You From Buying an Investment Property ft. Ilse Wolfe | Episode 495

Most people don't miss out on their first investment property because of the market - they miss out because they're focused on the wrong things.In this episode, Mike and Jess sit down with Ilse Wolfe,...

9 Jun 28min

Trades vs Degrees: Which Builds More Wealth? | Episode 494

Trades vs Degrees: Which Builds More Wealth? | Episode 494

The degree debate is changing.In this episode, James and Mike break down the real numbers behind trades versus degrees, comparing income, student debt, house deposits, KiwiSaver balances, graduate job...

7 Jun 12min

A Thriving Business In A Tough Economy: How Did They Do It? | Episode 492

A Thriving Business In A Tough Economy: How Did They Do It? | Episode 492

Most businesses are feeling the pressure but some are still finding ways to grow.In this episode, James and Jess sit down with Cruze and Pearl, founders of One & Only, to discuss building a business f...

4 Jun 28min

Are New Build Townhouses Dead? Ft. Adam Farrell | Episode 492

Are New Build Townhouses Dead? Ft. Adam Farrell | Episode 492

Not all townhouses are created equal.In this episode, James and Lighthouse Property Director Adam Farrell break down the oversupply of new build townhouses, what separates a quality development from a...

2 Jun 19min

NZ Budget 2026: Did The Government Get It Right? | Episode 491

NZ Budget 2026: Did The Government Get It Right? | Episode 491

The Budget is out but will it actually make Kiwis better off?In this episode, James and Matt break down NZ Budget 2026, discussing the biggest winners and losers, infrastructure spending, health inves...

31 Mai 17min

The Infrastructure Problem Holding NZ Back | Episode 490

The Infrastructure Problem Holding NZ Back | Episode 490

Is new infrastructure the answer to NZ’s problems? What if New Zealand’s biggest economic problem isn’t interest rates or housing… but infrastructure?In this episode, James and Mike break down why Chr...

28 Mai 12min

Forward Fixing: How To Lock In Your Interest Rate Early | Episode 489

Forward Fixing: How To Lock In Your Interest Rate Early | Episode 489

In this episode, we break down what forward fixing actually is, how rate locks work, what rising interest rates could mean for borrowers in 2026, and the key mistakes to avoid when locking in your nex...

26 Mai 7min

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