Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(632)

National Promises No New Taxes: Can NZ Afford It? Ft. Matt Harris | Episode 528

National Promises No New Taxes: Can NZ Afford It? Ft. Matt Harris | Episode 528

National says no new taxes, but can New Zealand actually afford that promise? James, Mike and Matt unpack National’s “No New Taxes” pledge, how the Government could return to surplus without raising n...

25 Aug 23min

The Best & Worst KiwiSaver Funds in 2026 Revealed | Episode 527

The Best & Worst KiwiSaver Funds in 2026 Revealed | Episode 527

Some KiwiSaver funds are smashing it. Others are leaving investors wondering what they’re paying for.In this episode, we reveal the top-performing KiwiSaver funds across balanced, growth and aggressiv...

22 Aug 16min

Labour’s Proposed Tax Plan: Could This Save Small Business? Ft Matt Harris | Episode 526

Labour’s Proposed Tax Plan: Could This Save Small Business? Ft Matt Harris | Episode 526

Could Labour’s latest tax proposals give small business the break it needs?James, Mike and Matt unpack Labour’s proposed changes to payment terms, the asset write-off threshold and GST registration, w...

20 Aug 26min

1 Million Downloads Special: Our Personal Wealth Journey Part 2

1 Million Downloads Special: Our Personal Wealth Journey Part 2

From corporate careers to property investing, this is where things really started to change.In Part 2 of Mike and James' personal wealth journey, they unpack leaving corporate banking, taking the leap...

18 Aug 32min

Buying Your First Home? 3 Ways Your Parents Can Help | Episode 524

Buying Your First Home? 3 Ways Your Parents Can Help | Episode 524

Your parents don’t need a pile of cash to help you buy your first home. James and Mike break down three ways parents can help first home buyers in NZ get onto the property ladder, from a gifted deposi...

16 Aug 21min

How to Avoid Going Broke in Retirement | Episode 523

How to Avoid Going Broke in Retirement | Episode 523

Retirement is when you finally get to spend your money - but how do you make sure you don’t run out?James and Mike break down withdrawal rates, sequencing risk, market downturns, cash buffers and how ...

13 Aug 17min

Building an Emergency Fund in a Cost of Living Crisis | Episode 522

Building an Emergency Fund in a Cost of Living Crisis | Episode 522

Building an emergency fund is hard when everyday life already costs so much.James and Mike break down how to build your first $1,000 emergency fund, where to find extra money in your budget, whether t...

11 Aug 16min

The Future of New Zealand: Sam Stubbs' Plan to Make NZ Wealthier | Part 2

The Future of New Zealand: Sam Stubbs' Plan to Make NZ Wealthier | Part 2

What would it actually take to make New Zealand wealthier?Sam Stubbs, Co-Founder and Managing Director of Simplicity, shares his blueprint for New Zealand’s future, exploring tax reform, inequality, K...

9 Aug 24min

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