Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Episoder(601)

How We Bought Our First Home With Just 5% Deposit | Episode 505

How We Bought Our First Home With Just 5% Deposit | Episode 505

They thought they weren’t ready to buy a home - until one conversation changed everything.In this episode, we follow Harsh and Hiral's first home buying journey, from budgeting struggles and saving a ...

2 Jul 43min

Auckland Is Broken: Can Wayne Brown Fix It? | Episode 504

Auckland Is Broken: Can Wayne Brown Fix It? | Episode 504

Is Wayne Brown's plan enough to turn Auckland around?James and Mike react to Wayne Brown's five-point plan for Auckland, discussing transport, rates, council spending, housing, infrastructure, economi...

30 Jun 15min

NZ Debt Is Rising: Why Kiwis Can't Quit Afterpay | Episode 503

NZ Debt Is Rising: Why Kiwis Can't Quit Afterpay | Episode 503

That $75 payment might be costing you more than you think.In this episode, James and Mike unpack the rapid rise of Afterpay and buy now, pay later services, why nearly 100,000 Kiwis are behind on repa...

28 Jun 11min

National's KiwiSaver Changes: Good or Bad for Your Retirement? | Episode 502

National's KiwiSaver Changes: Good or Bad for Your Retirement? | Episode 502

Could these be the biggest KiwiSaver changes since the scheme began?James and Mike break down the National Party's proposed KiwiSaver reforms, including compulsory contributions, higher employer contr...

24 Jun 13min

The Real Cost of Homeownership in New Zealand | Episode 501

The Real Cost of Homeownership in New Zealand | Episode 501

Owning a home is expensive, but it's often the hidden costs that hurt the most.In this episode, James and Mike break down the true cost of homeownership in New Zealand, exploring rising rates, insuran...

23 Jun 15min

KiwiSaver Balance By Age: Are You On Track For Retirement? | Episode 500

KiwiSaver Balance By Age: Are You On Track For Retirement? | Episode 500

Are you on track for retirement, or falling behind?In this episode, James and Mike break down the latest KiwiSaver balances by age, discuss why the average retirement balance may not be enough, explor...

21 Jun 11min

Is The NZ Economy Broken? Rising Business Liquidations Explained | Episode 499

Is The NZ Economy Broken? Rising Business Liquidations Explained | Episode 499

NZ businesses are folding at the fastest rate in 15 years.In this episode, James and Mike unpack why more than 3,000 New Zealand companies have entered liquidation, which industries are being hit hard...

18 Jun 19min

What The Panama Papers Exposed About NZ Trusts Ft. Matt Harris | Episode 498

What The Panama Papers Exposed About NZ Trusts Ft. Matt Harris | Episode 498

The world's biggest financial leak changed New Zealand trust law forever.In this episode, James, Mike and Matt unpack the Panama Papers, explain how New Zealand became linked to foreign trusts, shell ...

16 Jun 24min

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