511 | Take the Next Step
Your retirement tax burden is probably far lower than you think. Most people drastically overestimate what they'll owe in federal taxes once they stop working—often assuming they'll face the same high...
22 Sep 20241h
510 | Real Estate 2024 Update
Most people believe rising interest rates make homes cheaper—but the opposite is happening. Scott Trench, CEO of BiggerPockets, explains how the 'lock-in effect' has frozen the housing market: homeown...
15 Sep 202454min
509 | Getting Personal With Personal Finance Ginger Kim
Kim walked away from her job with $1.9 million saved but didn't realize she'd already crossed the finish line until a friend pointed it out. That revelation sparked what she calls "surprise FI"—reachi...
12 Sep 202442min
508 | Safe Withdrawal Rates: The Case for 5% and Revealed Preferences
Most people assume achieving financial independence means grinding harder, saving more, and sacrificing relationships along the way. Frank Vasquez, a partner at a major law firm and one of ChooseFI's ...
8 Sep 20241h 8min
507 | Taking the Fear Out of Your Future
Most people spend a year making incremental tweaks to their finances. Trisha completely restructured her financial life in 365 days—and the specific steps she took reveal exactly how ordinary people c...
1 Sep 20241h 8min
506 | ProjectionLab
Most financial planning tools show you a single path to retirement. Kyle Nolan built ProjectionLab because he saw a blind spot: what if your life doesn't follow the script? He started as a software en...
25 Aug 20241h 2min
505 | Mailbag: Getting Started with FI, Debt vs. Investing, Dividends, 4% Includes Taxes?, Roth 401k
What if the house you're told to buy is actually the barrier between you and financial independence? A California family earning well but unable to afford LA home prices confronts the uncomfortable ma...
18 Aug 20241h 12min
504 | Visualizing Your Domino Effect
At 22, Devon uncovered $5,000 in unnecessary spending after just six months of tracking his expenses. His path to that discovery started at 16 when he joined the National Guard—a decision that would s...
11 Aug 20241h 11min
