
514 | The More I Tinker, The Worse it Gets
Jeremy Schneider's portfolio once held 16 different ETFs — and significantly underperformed a simple target-date fund he bought on the same day. After selling his company and receiving a windfall, he ...
6 Okt 20241h 6min

513 | Make Your Own Dividend
Most 22-year-olds feel like financial independence is decades away—but Gabby is already saving 51% of her income. This mailbag episode tackles listener questions ranging from early-career savings stra...
29 Sep 20241h 13min

Getting Personal with Personal Finance
After years of accumulating possessions in a 2,300-square-foot home, Anne condensed her entire life into a 12-by-12 trailer—and only filled half of it. Anne's story offers a rare inside look at the em...
26 Sep 20241h 6min

511 | Take the Next Step
Your retirement tax burden is probably far lower than you think. Most people drastically overestimate what they'll owe in federal taxes once they stop working—often assuming they'll face the same high...
22 Sep 20241h

510 | Real Estate 2024 Update
Most people believe rising interest rates make homes cheaper—but the opposite is happening. Scott Trench, CEO of BiggerPockets, explains how the 'lock-in effect' has frozen the housing market: homeown...
15 Sep 202454min

Getting Personal With Personal Finance Ginger Kim
Kim walked away from her job with $1.9 million saved but didn't realize she'd already crossed the finish line until a friend pointed it out. That revelation sparked what she calls "surprise FI"—reachi...
12 Sep 202442min

508 | Safe Withdrawal Rates: The Case for 5% and Revealed Preferences
Most people assume achieving financial independence means grinding harder, saving more, and sacrificing relationships along the way. Frank Vasquez, a partner at a major law firm and one of ChooseFI's ...
8 Sep 20241h 8min

507 | Taking the Fear Out of Your Future
Most people spend a year making incremental tweaks to their finances. Trisha completely restructured her financial life in 365 days—and the specific steps she took reveal exactly how ordinary people c...
1 Sep 20241h 8min




















