Get the Hell Out of Debt

Becoming wealthy isn’t only about cutting costs. It’s about expanding income and growing financially into your full abundant potential. If you want to make more money, you absolutely have to ask for it. Erin encourages Lauren to use her gifts to align her dreams, and create a healthy financial future.  _________________________ In this episode:  Joe's book is called "Discovering Optimal" and you can purchase it here: hshorturl.at/bdjA9 For more info on Lauren's music, find her @laurenroymusic  Erin recommends David Meerman Scott's Fanocracy: https://amzn.to/40qODEu And she recommends 2 books by Phil Town - Rule #1: https://amzn.to/40usPYE snd Payback Time: https://amzn.to/3lK3yum  For investment practice, google "paper trade account"  Fave quote from this episode: “If I'm eating popcorn and there is a sex scene, I stop eating.” -Erin _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore.   If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3FTWbHh .  Check this out for some free resources to get you started: www.financialtransformation.ca  If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly  Follow Erin here: https://www.instagram.com/getthehelloutofdebt/  And her personal account here: https://www.instagram.com/erinskyekelly/  And the website for everything else: www.erinskyekelly.com  Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

28 Mar 202342min

Erin doesn't like to tell you what to do or not do with your money, but she does want you to know HOW to think critically about money.  For fun though, she thought she'd answer one of the questions she gets the most: "what should I not spend money on." What would you add or take away from that list?    Send us a voicemail with your thoughts here: https://www.speakpipe.com/erinskyekelly   Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1   Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter   Other links: https://www.erinskyekelly.com/erin-linktree Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

27 Mar 202315min

LaShawn is celebrating because in the past she would typically blow her tax return and this year she kept her word to herself.  Erin wants to remind you that you don't have a problem with acne.    Leave your thoughts, a question, your comments here: https://www.speakpipe.com/erinskyekelly   Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1   Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

26 Mar 202311min

Erin receives a heartbreaking email from Katerina who is feeling like she's overspending in order to deal with a pregnancy loss.  Erin is not happy about how grief became a business.  _______________________________   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum   Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa  Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout    If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer.       Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Mar 202315min

What happens when you have 'all your eggs in one basket?' We love your questions! Send them in here:  https://www.speakpipe.com/erinskyekelly   Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1   Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter   Other links you might want! https://www.erinskyekelly.com/erin-linktree Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!     Learn more about your ad choices. Visit megaphone.fm/adchoices

22 Mar 202314min

Jodi is going through a massive life transition and has a solid plan to start over — but will she build wealth fast enough to make a full recovery? Erin is worried about the advice she’s getting from some broke friends! _________________________ In this episode:  Erin's 2-wear rule - you get 2 chances, and that's it!  Oh, Parkinson's Law. Maybe that's why Nike told us to "Just Do It?" Real estate agents, send your complaints to Keri at info@erinskyekelly.com.  Check out Rich Dad, Poor Dad here: shorturl.at/oFJQU   Do people actually have crocodiles for pets? And finally, if you are Erin's neighbor with the snowblower, could you please not blow your snow while we are recording the podcast? Great thanks.  Fave quote from this episode: “I'm just should'ing all over you now, so you might wanna hose off or have a good shower after this.” -Erin    _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore.   If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU.  Check this out for some free resources to get you started: www.financialtransformation.ca  If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly  Follow Erin here: https://www.instagram.com/getthehelloutofdebt/  And her personal account here: https://www.instagram.com/erinskyekelly/  And the website for everything else: www.erinskyekelly.com  Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

21 Mar 202347min

Community members in the Get the Hell Out of Debt online program are wondering if they need to worry with the news of a couple failing banks in the last week.  Erin Skye Kelly also reads an email from a CPA who shares that she has struggled with the shame of debt. (You are not alone!)  No matter what happens, know that you are loved, and you got this.  And when you are uncertain, reach out and we will help you.  Assistant@erinskyekelly.com is the best email to use this week.  Keri's email, if you want to send her a note of love is info@erinskyekelly.com     As always, here are our links:   The Quiz is at www.NakedMoneyMeetings.com Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly ❤️ Order your copy of Get the Hell Out of Debt here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 ❤️ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. ❤️ Order Erin’s latest book Naked Money Meetings from your favourite local independent bookseller. Or of course, it’s always available here. https://www.amazon.com/Naked-Money-Meetings-Partner-Forever/dp/1637587791/ref=sr_1_1?crid=3NCT78ESEGHCS&keywords=naked+money+meetings+erin+skye+kelly&qid=1676239960&sprefix=naked+money+meetings+erin+skye+kelly%2Caps%2C114&sr=8-1 ❤️ Have Erin’s Tuesday newsletter delivered to your email inbox here https://www.erinskyekelly.com/sign-up-for-newsletter ❤️ Hug the ones you love.   Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Mar 202325min

Melissa is figuring out how to make a decent side income using Poshmark and other buy-sell sites, but will it be enough to make a dent in her consumer debt?  Erin is convinced that if she focuses her efforts, and opens a solo 401(k) and potentially a SEP IRA she can reduce her taxable income, build wealth, AND pay off consumer debt. _________________________ In this episode:  Melissa's weird idea for some artwork. This could catch on!  Check out Erin's favorite manifestation frequencies playlist here: https://open.spotify.com/playlist/37i9dQZF1EIYzpO8K26JA0 Interested in the Underground? Here is the online application: https://forms.gle/Wewvc93N4z3ezMJZ6  If YOU want to be a guest and receive a LIVE coaching session with Erin (and lots of moral support from Keri!), apply here: https://forms.gle/uMGUJk3eu5qB3moz5  Fave quote from this episode: “Hey, Department Store credit card...You're so cute.” -Erin    _________________________ The NEW book, Naked Money Meetings, is out now! You can purchase your copy from your fave online bookstore.   If you plan to be debt-free in 2023, here's where to find Erin and Get The Hell Out Of The Debt: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. The book, Get The Hell Out Of Debt, is available here (or from your favorite bookstore!): https://amzn.to/3egzwXU.  Check this out for some free resources to get you started: www.financialtransformation.ca  If you have something nice to say (and want to be featured on the podcast!), record your message here: https://www.speakpipe.com/erinskyekelly  Follow Erin here: https://www.instagram.com/getthehelloutofdebt/  And her personal account here: https://www.instagram.com/erinskyekelly/  And the website for everything else: www.erinskyekelly.com  Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Learn more about your ad choices. Visit megaphone.fm/adchoices

14 Mar 202340min