Plain English Finance

Plain English Finance

The Plain English Finance podcast is hosted by Tré Bynoe CFP® CIM®, a financial planner with TCU Wealth Management and Aviso Wealth.


While Tré specializes in working with families with more complicated finances, typically involving corporations and trusts, this podcast is for anyone wanting to learn how to make high-quality decisions based on evidence, to give themselves the highest likelihood of financial success.


You should always consult with your financial, legal, and tax advisors before making changes.

This podcast is provided as a general source of information and should not be considered personal investment advice or solicitation to buy or sell any securities.

The views expressed are those of the individual and are not necessarily those of Aviso Financial Inc.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.


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Episoder(57)

Ep. 24 | Should You Incorporate? What Canadians Should Know

Ep. 24 | Should You Incorporate? What Canadians Should Know

Send us Fan Mail Should you incorporate your business, or stick with a sole proprietorship? In this episode, Tré and Sierra unpack what a corporation really is, how it works, and why it’s one of the m...

7 Nov 202542min

Ep. 23 | The Real Purpose of Insurance

Ep. 23 | The Real Purpose of Insurance

Send us Fan Mail Most people think insurance is for “what if I die?” scenarios—but that’s not the real risk. In this episode, Tré and Sierra break down how smart families and business owners actually ...

31 Okt 202549min

Ep. 22 | Buy Now, Regret Later.

Ep. 22 | Buy Now, Regret Later.

Send us Fan Mail “Buy now, pay later” sounds harmless. Four easy payments, no interest, and you’re done. But in this episode, Tré and Sierra Bynoe break down why services like Klarna are anything but ...

24 Okt 202531min

Ep. 21 | The Right Way to Use Your TFSA

Ep. 21 | The Right Way to Use Your TFSA

Send us Fan Mail “Tax-Free Savings Account” is a bad name. It’s an investment account, not a savings jar. In this episode, Tré explains what the TFSA really is, how to use it properly, and how it fit...

17 Okt 202536min

Ep. 20 | Compounding, Inflation, and Stock Splits — Made Simple

Ep. 20 | Compounding, Inflation, and Stock Splits — Made Simple

Send us Fan Mail Want a $40,000 car but only pay $10K out of pocket? That’s the power of understanding time, interest, and inflation. In this episode, Tré and Sierra are joined by his in-laws to break...

10 Okt 202541min

Ep. 19 | How to Leave Money to Your Kids Without Screwing Them Up

Ep. 19 | How to Leave Money to Your Kids Without Screwing Them Up

Send us Fan Mail Most wills don’t plan for reality. They ignore messy family dynamics, future kids, or the financial chaos that hits when parents die unexpectedly. In this episode, Tré Bynoe, CFP, CIM...

3 Okt 202529min

Ep. 18 | Why RRSPs Are Overrated (Unless You Know What You’re Doing)

Ep. 18 | Why RRSPs Are Overrated (Unless You Know What You’re Doing)

Send us Fan Mail Most Canadians treat RRSPs like a retirement silver bullet, and most are using them wrong. In this episode, Tré explains why Registered Retirement Savings Plans (RRSPs) are powerful t...

26 Sep 202543min

Ep. 17 | How to Give More to Charity and Pay Less Tax

Ep. 17 | How to Give More to Charity and Pay Less Tax

Send us Fan Mail Want to support a cause and cut your tax bill? This episode is for you. Tré explains how to give to charity in a smarter, more tax-efficient way — without spending more out of pocket....

19 Sep 202524min

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