Plain English Finance

Plain English Finance

The Plain English Finance podcast is hosted by Tré Bynoe CFP® CIM®, a financial planner with TCU Wealth Management and Aviso Wealth.


While Tré specializes in working with families with more complicated finances, typically involving corporations and trusts, this podcast is for anyone wanting to learn how to make high-quality decisions based on evidence, to give themselves the highest likelihood of financial success.


You should always consult with your financial, legal, and tax advisors before making changes.

This podcast is provided as a general source of information and should not be considered personal investment advice or solicitation to buy or sell any securities.

The views expressed are those of the individual and are not necessarily those of Aviso Financial Inc.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.


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Episoder(57)

Ep. 16 | Why Most Canadians Miss Out on Free Money Through RDSPs

Ep. 16 | Why Most Canadians Miss Out on Free Money Through RDSPs

Send us Fan Mail https://www.rdsp.com/calculator/ - Link Most Canadians eligible for the RDSP have never opened one. That’s a costly mistake. In this episode, Tré breaks down why the Registered Disabi...

12 Sep 202527min

Ep. 15 | How Tré Invests — And What Most Investors Get Wrong

Ep. 15 | How Tré Invests — And What Most Investors Get Wrong

Send us Fan Mail Most Canadians think investing is about picking the right stock, timing the markets, or chasing returns. It’s not. In this episode, Tré breaks down exactly how he manages his own inve...

5 Sep 20251h

Ep. 14 | Budgeting on $400K+: Why High Income Doesn’t Equal Wealth

Ep. 14 | Budgeting on $400K+: Why High Income Doesn’t Equal Wealth

Send us Fan Mail Earning over $400,000 a year puts you in a privileged position, but it also comes with bigger decisions, bigger risks, and bigger tax bills. In this episode, Tré breaks down how high ...

30 Aug 202541min

Ep. 13 | How to Set Up a Cashflow System That Actually Works

Ep. 13 | How to Set Up a Cashflow System That Actually Works

Send us Fan Mail Most people “budget” by looking backward at what they’ve spent. That's reactive. In this episode, Tré walks through the exact system he and his family use to manage their money proact...

22 Aug 202541min

Ep. 12 | Why a 100% Equity Portfolio Could Be Your Best Bet

Ep. 12 | Why a 100% Equity Portfolio Could Be Your Best Bet

Send us Fan Mail Investing Simulator: https://buildyourstax.com/ Most people think bonds are “safe” and stocks are “risky.” But what if that’s exactly backward, especially over the long term? In this ...

15 Aug 202547min

Ep. 11 | Should You Invest or Pay Down Debt? Here's What the Numbers Say

Ep. 11 | Should You Invest or Pay Down Debt? Here's What the Numbers Say

Send us Fan Mail If you’re torn between paying off your mortgage or investing, you’re not alone, and there’s a lot of bad advice out there. This episode breaks it down with facts, not feelings. Tré us...

8 Aug 202538min

Ep. 10 | The Middle-Class Trap — How Households Earning $100K–$200K Fall Behind

Ep. 10 | The Middle-Class Trap — How Households Earning $100K–$200K Fall Behind

Send us Fan Mail Earning six figures used to mean financial security. Now? That mindset could be a trap. In this episode, Tré tackles the hidden risks for Canadian households earning between $100,000 ...

1 Aug 202541min

Ep. 9 | Tax-Efficient Debt: How the Right Structure Can Save You Thousands

Ep. 9 | Tax-Efficient Debt: How the Right Structure Can Save You Thousands

Send us Fan Mail Most Canadians treat debt as a burden and taxes as a given. But what if you could flip that thinking and turn your debt into a tax advantage? In this episode, Tré breaks down how to s...

25 Jul 202526min

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