If We Started FIRE Over in 2025, Here's Exactly What We'd Do

If We Started FIRE Over in 2025, Here's Exactly What We'd Do

What would you do differently if you could start your FIRE journey over today? Back in 2013, Scott was fresh out of college house hacking his way to financial independence, while Mindy and her husband were deep into their FIRE journey documenting it all on their blog. Fast forward to 2025—both are financially independent, but if they were starting from scratch today, they'd make some serious changes. Welcome to the BiggerPockets Money Podcast! In this episode, Scott and Mindy reveal what they'd do differently starting their FI journey in 2025. The fundamentals still work—frugality, saving, investing—but the tactical strategies? Those have evolved dramatically. In this episode, we cover: The real estate strategies Scott would prioritize in today's market Stock investments and portfolio allocation for 2025 How AI and technology are reshaping the path to FI The biggest regrets—including times they wish they'd spent MORE What still works from 2013 vs. what's completely outdated Lifestyle changes they'd make earlier in the journey Updated timelines and expectations for achieving FIRE today Whether you're just starting out or already on track to financial independence, this episode gives you a fresh roadmap for building wealth in today's world. Learn more about your ad choices. Visit megaphone.fm/adchoices

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374: Private Equity: Passive, Profitable Investments You’ve Probably Never Heard Of

374: Private Equity: Passive, Profitable Investments You’ve Probably Never Heard Of

Private equity is a term often left undefined. Ask most people if they’ve heard of private equity, and they’ll say yes. But ask them to explain what it is or how it works, and most Americans will stru...

16 Jan 202355min

373: The Money Show’s Guide to Personal Finance for Beginners

373: The Money Show’s Guide to Personal Finance for Beginners

Mastering personal finance is one of the most important things anyone can do. If you know where your money is coming from, where it’s going, and how to make more of it, you can retire comfortably, ret...

13 Jan 202344min

372: Franchises 101: How to Find, Fund, and Profit from Owning a Franchise

372: Franchises 101: How to Find, Fund, and Profit from Owning a Franchise

Want to buy a business? If so, you’ll need franchises explained. At first, franchises seem like something only for fast food, gas stations, or hotel chains. But, in reality, a whole world of businesse...

11 Jan 20231h

371: Bitcoin: Investing Fad or Final Bullet to Fiat Currency?

371: Bitcoin: Investing Fad or Final Bullet to Fiat Currency?

Asking for Bitcoin explained is like asking how a rocket works; it's a little complex. A digital currency is valued at a certain amount of dollars (or euros, yen, etc.) and is used to pay for goods or...

9 Jan 20231h 10min

370: Finance Friday: How to Build a Six-Figure Business (in Your 20s!)

370: Finance Friday: How to Build a Six-Figure Business (in Your 20s!)

How can a simple pressure washing business make you six figures of income a year? With a startup cost of only a couple hundred dollars, today’s guest Chris expanded his pressure washing, Christmas lig...

6 Jan 202350min

369: The Capitalist Cult: How MLMs and Pyramid Schemes Trap Average Americans

369: The Capitalist Cult: How MLMs and Pyramid Schemes Trap Average Americans

Multi-level marketing companies (MLMs) operate in secrecy. They don’t want you to know where the products are coming from, how they’re being sold, who’s making a profit, and how the business works. Th...

4 Jan 202353min

368: Lynne Twist’s “Want Less, Obtain More” Philosophy All FI-Chasers Should Follow

368: Lynne Twist’s “Want Less, Obtain More” Philosophy All FI-Chasers Should Follow

Lynne Twist’s The Soul of Money sparked a conversation we needed to have. It didn’t make people think “how do I make more money,” instead it asked, “what world am I making with the money I have?” For ...

2 Jan 20231h

367: Finance Friday: Tips to Build a House Hack STACK in Your 20s

367: Finance Friday: Tips to Build a House Hack STACK in Your 20s

Couch flipping may be the best side hustle you’ve never heard of. It’s so lucrative that today’s guest Parker used couch flipping to save up his down payment for his first house hack! Of course, who c...

30 Dec 202254min

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