If We Started FIRE Over in 2025, Here's Exactly What We'd Do

If We Started FIRE Over in 2025, Here's Exactly What We'd Do

What would you do differently if you could start your FIRE journey over today? Back in 2013, Scott was fresh out of college house hacking his way to financial independence, while Mindy and her husband were deep into their FIRE journey documenting it all on their blog. Fast forward to 2025—both are financially independent, but if they were starting from scratch today, they'd make some serious changes. Welcome to the BiggerPockets Money Podcast! In this episode, Scott and Mindy reveal what they'd do differently starting their FI journey in 2025. The fundamentals still work—frugality, saving, investing—but the tactical strategies? Those have evolved dramatically. In this episode, we cover: The real estate strategies Scott would prioritize in today's market Stock investments and portfolio allocation for 2025 How AI and technology are reshaping the path to FI The biggest regrets—including times they wish they'd spent MORE What still works from 2013 vs. what's completely outdated Lifestyle changes they'd make earlier in the journey Updated timelines and expectations for achieving FIRE today Whether you're just starting out or already on track to financial independence, this episode gives you a fresh roadmap for building wealth in today's world. Learn more about your ad choices. Visit megaphone.fm/adchoices

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366: The Repeatable Steps to Financial Freedom in 4 Years w/TheFICouple

366: The Repeatable Steps to Financial Freedom in 4 Years w/TheFICouple

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365: Finance Friday: How to Become Real Estate Ready in 2023

365: Finance Friday: How to Become Real Estate Ready in 2023

Don’t know how to become a millionaire? There’s a pretty simple formula for seven-figure wealth that the average American doesn’t know about. It isn’t complicated, but it does take a fair amount of ti...

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364: Divorce: The Biggest Marriage and Money Mistakes to Avoid

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363: Finance Friday: Savings Stuck At Zero? Here’s How to Grow Your Bank Account

363: Finance Friday: Savings Stuck At Zero? Here’s How to Grow Your Bank Account

Once you know how to save money, you can start stacking those savings to buy real estate and businesses or invest in long-term wealth-building investment accounts. But, without a steady stream of savi...

16 Dec 202257min

362: Scott Trench’s Step-by-Step Guide to Building Your Perfect, 1-Page Investment Plan

362: Scott Trench’s Step-by-Step Guide to Building Your Perfect, 1-Page Investment Plan

A financial plan puts you on the path to long-term wealth and a life rich in time freedom. So why don’t most Americans have one? Everyday workers are often so focused on paying bills and having a sliv...

12 Dec 202245min

361: Finance Friday: Got Extra Cash? Here’s the Investment Plan for You

361: Finance Friday: Got Extra Cash? Here’s the Investment Plan for You

Retirement planning is something best started early on. The more time you give yourself to invest, the faster your accounts can grow, giving you early financial independence well before the age of six...

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360: Year-End Tax Tips and How to Owe Even Less in 2023

360: Year-End Tax Tips and How to Owe Even Less in 2023

If you talk about how to avoid taxes, most people will think you’re doing something fishy in the eyes of the IRS. Very few know you can use the tax code to massively lower your year-end burden, all wh...

5 Dec 202241min

359: Finance Friday: My Home Renovation Put Me in a HELOC Hole

359: Finance Friday: My Home Renovation Put Me in a HELOC Hole

The house hack strategy doesn’t always run smoothly. Turning an old home into a modern, rentable masterpiece takes money—especially if you’re doing a big renovation. One of the easiest ways to get the...

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