Money and Me: When Interest Rates are on the Floor, When is Investing Smart Leverage or a Debt Trap?

Money and Me: When Interest Rates are on the Floor, When is Investing Smart Leverage or a Debt Trap?

When rates diverge, the real risk isn’t missing the bottom - it’s what you do once you’re there.

Singapore’s interest rates are nearing a projected floor, while the UK remains stubbornly higher - setting up a rare refinancing crossroads for homeowners.

Michelle Martin speaks with Daniel Sim, Founder of Golden Goose Properties, about whether this is the moment to lock in cash-flow relief or risk overleveraging,refinancing timelines and borrower psychology.

From Singapore’s TDSR to the UK’s stress tests, we explore how safeguards work - and where blind spots still exist.

Ultimately, it’s about keeping leverage as a disciplined wealth tool, not a silent strain - hosted by Michelle Martin.

See omnystudio.com/listener for privacy information.

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Market View: Amazon vs Walmart, Genting’s Bet & The STI at 5,000

Market View: Amazon vs Walmart, Genting’s Bet & The STI at 5,000

Can you really call yourself the world’s biggest retailer if your edge comes from the cloud? In this episode, hosted by Michelle Martin with Ryan Huang, we unpack how Amazon dethroned Walmart in 2025 ...

20 Feb 23min

Money and Me: AI shockwave and SAAS & India’s Early Equity Moment  

Money and Me: AI shockwave and SAAS & India’s Early Equity Moment  

If AI can replace junior lawyers overnight, what does that mean for your portfolio tomorrow? In this episode, hosted by Michelle Martin, with guest Arun Pai, Associate Partner, Monk’s Hill Ventures w...

19 Feb 23min

Market View: Buffett’s Final Bets, Streaming Showdown & AI’s Power Play

Market View: Buffett’s Final Bets, Streaming Showdown & AI’s Power Play

One legend exits, a streaming war reignites, and AI redraws the market map - where should investors focus now? In this episode, hosted by Michelle Martin with Ryan Huang, we unpack Warren Buffett’s la...

19 Feb 17min

Market View: Centurion expands, corporate earnings catalysts & how AI is reshaping sentiment

Market View: Centurion expands, corporate earnings catalysts & how AI is reshaping sentiment

Our episode takes us from dormitories in Dubai to data centres in Seattle as investors navigate a market that feels both ambitious and anxious. Centurion Corp eyes Middle East expansion as Amazon stum...

16 Feb 17min

Money and Me: What Singapore investors need to know about Budget 2026 and Brewing Billions in China's Market 

Money and Me: What Singapore investors need to know about Budget 2026 and Brewing Billions in China's Market 

From Singapore’s AI ambitions to China’s EV and bubble tea giants - where is the smartest risk-reward right now? Singapore’s Budget 2026 signals an accelerated AI roadmap just as Chinese growth names ...

16 Feb 19min

Money and Me: Budget 2026, CPF 864% Growth & The AI Property Play

Money and Me: Budget 2026, CPF 864% Growth & The AI Property Play

Can your child’s $10,000 today really turn into $86,000 - and what does Budget 2026 have to do with it?Michelle Martin unpacks the latest Budget goodies - from CDC vouchers and CPF top-ups to corporat...

13 Feb 27min

Influence: Ashish Chordia on the AI-Powered Longevity Revolution  

Influence: Ashish Chordia on the AI-Powered Longevity Revolution  

Tucked away at Raffles Hotel is a new start-up with a hefty six figure annual fee for members. It aims to help its members live longer, healthier lives with preventive health checks and premium thera...

13 Feb 18min

Market View: AI Scare Trade, STI at 5,000 & When Pop Turns Portfolio  

Market View: AI Scare Trade, STI at 5,000 & When Pop Turns Portfolio  

Is artificial intelligence about to upend trucking, property, and even your portfolio playbook? A former karaoke firm, Algorhythm Holdings, sparks an “AI Scare Trade” after unveiling its SemiCab logis...

13 Feb 24min

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