Are We in an AI Bubble? Here's the Honest Answer

Are we in an AI bubble? It's the trillion-dollar question — and depending on who you ask, you'll get completely opposite answers. Today, Nicole cuts through the noise and takes an honest look at what's actually happening inside the AI market right now. She breaks down why sky-high valuations on AI companies are giving investors serious dot com bubble déjà vu, the circular financing deals that are inflating demand, and why the fact that Nvidia drove roughly a fifth of the S&P 500's gains in 2025 should have every investor paying attention. But she also makes the case for why this moment is fundamentally different from 1999 and what that means for your portfolio. Check out Nicole’s financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole’s company Private Wealth Collective Watch video clips from the pod on Money Rehab’s Instagram and Nicole Lapin’s Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:24 Both Sides of the AI Bubble Debate 00:44 How Much Money Is Actually Flowing Into AI 01:12 What Sky-High PE Ratios Really Mean 02:14 Dot Com Bubble Déjà Vu 03:32 Circular Financing 03:59 The Warren Buffett Market Indicator 04:19 What's Actually Different This Time 05:10 The Real Risks 05:36 Nicole's Honest Verdict 06:33 Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. Learn more about your ad choices. Visit megaphone.fm/adchoices