156. How I Have Upgraded My Life + The Little Things That Make My Day Better (no lifestyle creep)

156. How I Have Upgraded My Life + The Little Things That Make My Day Better (no lifestyle creep)

Over the last decade, I have very intentionally upgraded different areas of my life - from where I live, to how I spend my time, to the small daily habits that shape my routine. In this episode, I’m walking through the upgrades that have genuinely made a difference, without falling into the trap of lifestyle creep. he goal is to understand what actually improves your life and making intentional decisions from that place. If you are trying to refine your lifestyle without losing control of your finances, this episode will give you a clear framework for doing that.


We cover:

👉🏻 The big upgrades that changed my quality of life

👉🏻 Daily habits that improved my energy, focus, and routines

👉🏻 Small purchases that make everyday life feel better

👉🏻 How my approach to spending has evolved over time


Other Episodes/References Mentioned:

Living Alone: https://youtu.be/0rmaioROGcI

FI/RE Video: https://youtu.be/0cH7vduRWRE

Oura Ring: https://youtu.be/epFtBNTTZq4

How I Cleared My Skin: https://youtu.be/zRZGwoX0BDE

Planning Vlog: https://youtu.be/-aJTHTm_4_4


Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/


Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit


BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator


💳 Tools + Cards I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://wealthlink.me/michela-sofi-hysa

AmEx Platinum: https://tinyurl.com/2rkrysw2

Bilt Rewards: https://tinyurl.com/4kd8s33a

Blue Cash Everyday: https://tinyurl.com/yrcbr2ac


All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca


TIMESTAMPS:

00:00 – Why I think about lifestyle upgrades differently

02:00 – Avoiding lifestyle creep while still upgrading your life

05:30 – Living alone and prioritizing your space

10:00 – Investing in your sleep and home environment

14:00 – Coffee setup and daily rituals

17:30 – Knowing your financial independence numbers

20:30 – Decentering work from your identity

24:30 – Wellness upgrades (Oura ring, skincare)

30:00 – Daily habits that changed my routine

42:00 – Small products that elevate everyday life

Det här avsnittet är hämtat från ett öppet RSS-flöde och publiceras inte av Podme. Det kan innehålla reklam.

Avsnitt(164)

163. How to Figure Out What You *Actually* Want From Your Life and Stop Living for the Weekend

163. How to Figure Out What You *Actually* Want From Your Life and Stop Living for the Weekend

Do you have a life that looks completely fine on paper but doesn't actually feel good to be in? In this episode I walk through the three key pillars - your personal life, your professional life, and y...

27 Maj 40min

162. You're Not Lazy! 7 Reasons You Feel Behind Even When Nothing is Wrong (& How to Fix It)

162. You're Not Lazy! 7 Reasons You Feel Behind Even When Nothing is Wrong (& How to Fix It)

Are you someone who knows exactly what you need to do but just can't bring yourself to do it? You're not lazy - you're what I like to call "lazy adjacent." In this episode I break down what this actua...

20 Maj 47min

161. How to Plan Your Week So You Don’t Feel Overwhelmed | My 60 Minute Sunday System

161. How to Plan Your Week So You Don’t Feel Overwhelmed | My 60 Minute Sunday System

If you constantly feel like you’re playing catch-up during the week, it’s usually not because you’re lazy or unmotivated, it’s because you don’t have a system in place. In this episode, I walk through...

13 Maj 34min

160. How 'Atomic Habits' Changed the Way I Structure My Life | 5 Key Lessons & How I Apply Them

160. How 'Atomic Habits' Changed the Way I Structure My Life | 5 Key Lessons & How I Apply Them

In this episode, I’m breaking down the most important lessons from 'Atomic Habits' by James Clear - and more importantly, how they actually show up in real life. A lot of people think they struggle wi...

6 Maj 44min

159. The Real Shifts That Made Me Successful as I Start My 30s (perspectives, systems, & habits)

159. The Real Shifts That Made Me Successful as I Start My 30s (perspectives, systems, & habits)

I spent a lot of my 20s feeling like I was figuring things out in real time. Now that I’m 30, I can clearly see the habits, systems, and perspective shifts that actually made the biggest difference in...

29 Apr 41min

158. Building a Wardrobe That Actually *Works* - Capsule Basics, Style Lessons, and Brands to Shop

158. Building a Wardrobe That Actually *Works* - Capsule Basics, Style Lessons, and Brands to Shop

Over the last year, I have completely changed the way I approach my wardrobe. What started as frustration with having too many clothes and nothing to wear turned into a much more intentional system fo...

22 Apr 32min

157. Why I Changed My Mind About Where I Want to Live | Chicago to LA Q+A (very honest)

157. Why I Changed My Mind About Where I Want to Live | Chicago to LA Q+A (very honest)

I’m officially back in Los Angeles after living in Chicago for the past year and a half, and in this episode, I’m walking through the full decision behind that move. This is not a dramatic story - it'...

15 Apr 58min

Populärt inom Hälsa

somna-med-henrik
rss-bara-en-till-om-missbruk-medberoende-2
inga-beiga-morsor
johannes-hansen-podcast
rss-jossan-nina
sexnoveller-deluxe
sova-med-dan-horning
angestpodden
rss-vuxna-pa-latsas
not-fanny-anymore
rss-viktmedicinpodden
sa-in-i-sjalen
brottarbroder
tyngre-radio
smartare-fitness-podden
rss-paus-guidade-meditationer
giggles-med-wiggles
rss-sjalsligt-avkladd
rss-traningsklubben
rss-fet-fakta-podcast