Chills with TFC12 Nov 2025

He worked in Finance and wants to tell us the truth [Chills 242 ft TimTalksMoney]

Are you paying for sophistication… or just complexity?

Structured products. ILPs. The industry calls them “innovative.” Some call them “expensive packaging.”

In this week’s episode ft. Tim Phillips from TimTalksMoney, we dive into how these products really work — what value they can offer, and where investors often get misled.

From fees that compound quietly, to the psychology behind why people still buy them — it’s a candid look at the tension between advice, incentives, and outcomes.

Tune in now for a no-drama, data-driven take — minus the sales pitch.

---

🎧 The Financial Coconut:

Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

📍 LISTEN & SUBSCRIBE

🔗 CONNECT WITH US

Get daily tips, insights, and community:

📺 MORE FROM OUR NETWORK

Discover our other shows and deep dives on YouTube

⚠️ Disclaimer:

The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

Hosted on Acast. See acast.com/privacy for more information.

Det här avsnittet är hämtat från ett öppet RSS-flöde och publiceras inte av Podme. Det kan innehålla reklam.

Avsnitt(157)

The Perpetual UNEASE felt by Singaporeans with Money explained [Chills 267 ft Teo You Yenn]

Why is it that in one of the wealthiest nations on earth, we still feel like we’re never quite 'safe'?Sit down with a true legend in the Singapore literary and academic scene. Eight years ago, she cha...

20 Maj 54min

How a 26-Year-Old Freelancer Bought a $1M Condo at 26 [Chills 266 ft Chrissy Crossy]

She's 26, single, and just bought a near $1 million condo on a freelance income. The internet refused to believe it.Meet Chris Chross, Producer & Sound Recordist, Continuum Creatives - the Singaporean...

13 Maj 51min

She Moved to Vietnam With 2 Cats, Now She Runs One of Hanoi’s Best Bakeries [Chills 265 ft Sheereen]

What happens when you leave Singapore at 21, move to Vietnam, and start life from scratch?Sit down with Sheereen Amran, Founder, Baked and Friends, a Singaporean entrepreneur who built one of Hanoi’s ...

6 Maj 44min

War, AI, Singapore's Professionals are anxious, so what's the plan? [Chills 264 ft Ministry of Manpower]

Global shifts. Local wages. SMEs on the brink. What does it actually mean for your paycheck when elephants fight and grass gets trampled?We got a senior policymaker to cut through the noise and get st...

29 Apr 1h 3min

Chubby FIRE at 50! Travelling 120 Days a Year! [Chills 263]

What does retirement actually look like when you've done it right? In this episode, we sit down with Nicole and Edward, a Singaporean couple in their early fifties who've been fully retired for four y...

22 Apr 47min

We Challenged a CEO Before His IPO… Here’s What Happened [Chills 262, Sponsored by Kin Global]

This audio is for information purposes only and does not constitute or form part of any offer or invitation for sale or subscription of or solicitation or invitation of any offer to or recommendation ...

15 Apr 48min

My 'Boring' Uncle Portfolio Makes $200K a Year [Chills 261 ft Stocks.cafe]

Could you actually "quit" the Singaporean rat race and still pull in a massive annual income?Meet Evan Koh, the "nerdy engineer" and Founder of Stocks.cafe, who did exactly that. After a PhD and a dec...

8 Apr 35min

The Art & Science Behind Building Diversified Portfolios [Chills 260]

Markets are volatile. Headlines are everywhere.Oil prices are rising, geopolitics is heating up, and investors everywhere are trying to predict what happens next.But what if trying to predict the mark...

1 Apr 49min