Ask HTM - Jumbo Down Payments, Insufficient 25% Savings Rate, & a Failure to Financially Launch #1153

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Jumbo downpayment: What’s the downside of putting down more on a house in order to reduce my monthly payment?

2 - Saving rate stress: Should I worry about contributing to my Roth if I’m already investing 25% of my income via my 401k?

3 - Roboadvisor: Is it worth paying the extra .2% for the Vanguard roboadvisor or should I rebalance on my own?

4 - Failure to financially launch: What do I do about my adult son who has ruined his credit, only recently landed a solid job, and now wants to buy a house?

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