169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

169. 30 Life Lessons I Wish I Knew Sooner | Big Sister Chat on My 31st Birthday!

I just wrapped my first year of my 30s, and I'm sharing the 30 biggest lessons I learned along the way. From de-centering your age to normalizing changing your mind to finally getting your money basics right, this is everything I wish someone had told me in my 20s. If you feel like you're racing a deadline that isn't even real, this one's for you.

What I cover:


👉🏻 Why de-centering your age is the most important lesson on this list

👉🏻 Door decisions vs. wall decisions, and how to tell the difference

👉🏻 Why I finally went on an SSRI and started therapy

👉🏻 The systems and defaults that make my life feel manageable

👉🏻 Why hitting your Coast FI number matters even if you love your job


Subscribe to Beyond Your Budget:

https://breakyourbudget.substack.com/


Personal Finance Starter Kit:

https://breakyourbudget.substack.com/p/your-personal-finance-starter-kit


BREAK YOUR BUDGET RESOURCES:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

💸 Basic Budgeting Template:

https://breakyourbudget.com/basic-budgeting-template

💸 FI/RE Template:

https://breakyourbudget.com/fire-template

💸 RENT VS. BUY CALCULATOR

https://breakyourbudget.com/rent-vs-buy-calculator


💳 Tools I Use:

Rakuten Cash Back: https://shorturl.at/w0PcH

SoFi HYSA: https://secure.money.com/pr/pa5344bfc4f2

Try Classpass: https://classpass.com/refer/UKLV6BN026


All Other Resources:

https://breakyourbudget.com/links

👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

📲 Tiktok: https://www.tiktok.com/@breakyourbudget

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 My ShopMy:

https://shopmy.us/shop/michelaallocca


TIMESTAMPS:

0:00 — Intro: how I'm spending my birthday

5:00 — My theme for 31: creativity

9:00 — Lesson 1: de-center your age

13:00 — Changing your mind, self-hatred, taking things personally

17:00 — Going on an SSRI and going to therapy

20:30 — Boundaries, clutter, and taking offense

26:00 — Alone time, quality over quantity, trusting your gut

32:00 — Money basics, identity, and Coast FI

41:00 — Discipline, systems, health, and where you live

47:00 — Doors vs. walls, grace, debate, and the closing lesson

Det här avsnittet är hämtat från ett öppet RSS-flöde och publiceras inte av Podme. Det kan innehålla reklam.

Avsnitt(183)

182. How to Structure the Perfect Fall Weekend | Intentional & Anti-Seasonal Overconsumption

182. How to Structure the Perfect Fall Weekend | Intentional & Anti-Seasonal Overconsumption

After the response to my perfect summer weekend episode, I'm back with the fall version! I'm breaking down exactly how I structure the perfect fall weekend, intentionally and without falling into the ...

7 Okt 45min

181. Micro Habits That Actually Work | 10 Tiny Changes That Made A Huge Difference

181. Micro Habits That Actually Work | 10 Tiny Changes That Made A Huge Difference

I've been spending extra time this year focusing on the tiny details of my everyday routine, and it's made a huge compounding difference! Today I'm sharing 10 micro habits (most take 5 minutes or less...

30 Sep 35min

180. 6 Life-Changing Nonfiction Books | Habits, Focus, Money & More

180. 6 Life-Changing Nonfiction Books | Habits, Focus, Money & More

These are the 6 nonfiction books that have actually changed my life, and I'm not being dramatic. These are books that continuously show up in how I operate, how I think, how I run my business, and the...

23 Sep 54min

179. My Fall 2026 State of the Union | Ins, Outs & Full Seasonal Curriculum

179. My Fall 2026 State of the Union | Ins, Outs & Full Seasonal Curriculum

My fall State of the Union and seasonal curriculum episode is here, and this one's a big one!! I'm breaking down what's in and out (for me) this fall, plus my full curriculum: what I'm learning, readi...

16 Sep 50min

178. Your Morning Starts The Night Before | My 2026 Full Nighttime Routine as an Early Riser

178. Your Morning Starts The Night Before | My 2026 Full Nighttime Routine as an Early Riser

I don't think nighttime routines get enough credit for how much they set up your entire next day! So for this episode, I'm breaking down my full nighttime routine and why I think most of the work for ...

9 Sep 37min

177. How To Actually "Adult" | Master These 4 Life Skills You Weren't Taught in School

177. How To Actually "Adult" | Master These 4 Life Skills You Weren't Taught in School

Nobody taught you these 4 life skills, and that's not on you. It's crazy to me that you can go to school for 18+ years and still have no idea how to feed yourself, read a pay stub, or have an uncomfor...

2 Sep 57min

176. 15 Things I Stopped Caring About in My 30s & Why I'm So Much Happier Now

176. 15 Things I Stopped Caring About in My 30s & Why I'm So Much Happier Now

Getting older comes with a lot of gifts, and one of the best ones is realizing just how many things you used to stress about that genuinely don't matter anymore. This episode is a direct follow-up to ...

26 Aug 43min

175. How to Be More Confident Spending Time Alone | 5 Things That Changed How I Think About Loneliness

175. How to Be More Confident Spending Time Alone | 5 Things That Changed How I Think About Loneliness

If you've ever felt like a loser for not having Friday night plans or like a "weirdo" for spending too much time alone...this episode is for you. I'll walk through my story first, including the impuls...

19 Aug 48min

Populärt inom Hälsa

somna-med-henrik
rss-bara-en-till-om-beroende-medberoende
rss-jossan-nina
inga-beiga-morsor
rss-vuxna-pa-latsas
bullfika
rss-viktmedicinpodden
rss-i-skallen-pa
not-fanny-anymore
johannes-hansen-podcast
sexnoveller-deluxe
rss-ronden
sa-in-i-sjalen
angestpodden
tyngre-traningssnack
rss-basta-livet
rss-traningsklubben
halsoveckan-by-tyngre
sova-med-dan-horning
dodsdomar