Podcast 143: The Science and the Art: What AI Should — and Shouldn't — Decide in Underwriting

Podcast 143: The Science and the Art: What AI Should — and Shouldn't — Decide in Underwriting

What does building autonomous vehicles at Cruise and dispatch systems at Uber have to do with underwriting a $50,000 equipment finance deal? More than you'd think. In this episode, Monitor Editor-in-Chief Rita Garwood talks with Utsav, Founder and CEO of Kaaj, about why the economics of underwriting small and mid-ticket deals have been broken for years, where the hours actually go between an application landing and a credit decision, and how AI can take over the repetitive "science" of a deal so underwriters can focus on the art — relationship-building, deal structuring, and judgment. They discuss:• What building AI systems at massive scale taught Utsav about deploying technology where mistakes have real consequences• The gap between shortening turnaround time and rushing credit judgment• How to tell a genuinely scalable AI system apart from an impressive demo• What data lenders should insist on owning when working with AI vendors• The smallest credible AI pilot a lender can run — and how to measure if it worked• What a high-performing credit operation looks like three to five years from now

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Avsnitt(145)

Podcast 144: Podcast 144: From "The Indefensible" to "The Indispensable": How to Actually Decide to Buy a Jet

Podcast 144: Podcast 144: From "The Indefensible" to "The Indispensable": How to Actually Decide to Buy a Jet

Most people buy jets backward. They fall in love with an aircraft first, then spend years trying to justify the purchase. In this episode of the Monitor podcast, host Rita Garwood sits down with Chris...

31 Aug 39min

Podcast 142: Masks Off: How LeadHER Is Turning a Summit Into a Movement

Podcast 142: Masks Off: How LeadHER Is Turning a Summit Into a Movement

Only 6 of the top Monitor 100 CEOs are women — even though 81% of women profiled in Monitor's Women's Issue say they aspire to senior executive or C-suite roles. That gap is exactly why LeadHER exists...

19 Aug 38min

Podcast 141: Moats in the Era of AI: Why Software Stopped Being the Advantage

Podcast 141: Moats in the Era of AI: Why Software Stopped Being the Advantage

If AI is making it cheap and easy to build technology, what actually separates one lender — or one vendor — from the next?In this episode, Patricio Pazmiño, Chief Product Officer at Kin Analytics, bre...

5 Aug 25min

Podcast 140: Speaking Up When the Stakes Are High: Building Confidence & Creating Better Workplaces

Podcast 140: Speaking Up When the Stakes Are High: Building Confidence & Creating Better Workplaces

What keeps talented professionals from speaking up? During the inaugural LeadHER Women’s Summit, Nancy Robles and Lisa Fleischer led an engaging breakout sessions: Speaking Up When the Stakes Are High...

30 Juli 40min

Podcast 139: Unleashing the Power of "Muppet Data" in Equipment Finance

Podcast 139: Unleashing the Power of "Muppet Data" in Equipment Finance

Numbers in a ledger only tell half the story. In this episode, Rita Garwood sits down with Brendan Cronin of Great American Insurance to dive deep into the world of "fuzzy data"—the emails, notes, and...

5 Maj 32min

Podcast 138: Navigating Full AML Enforcement in Canada

Podcast 138: Navigating Full AML Enforcement in Canada

As of April 1, 2026, the "informal pause" on anti-money laundering (AML) enforcement in Canada has officially ended. Financing and leasing companies are now subject to full assessments and audits by F...

15 Apr 27min

Podcast 137: Why Outsourced Servicing is the New Standard for Equipment Finance

Podcast 137: Why Outsourced Servicing is the New Standard for Equipment Finance

In this episode, Rita Garwood sits down with Joe Andries of GreatAmerica Portfolio Services Group to discuss the rapid acceleration of third-party servicing in the equipment finance sector. Joe breaks...

10 Apr 23min

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