Adam Ruins Everything10 Jan 2018

Ep 43: Professor Teresa Ghilarducci on the Future of 401(k)s

As humans, our inclination is to live in the present - not save 40 years down the line - which makes saving money for retirement hard. In the 90s many companies began offering 401(k) programs, a retirement savings plan sponsored by an employer which lets workers save and invest a piece of their paycheck before taxes. It seemed like the perfect solution to our retirement woes. But 401(k)s aren't the full proof saving plan we once thought. Even judiciously setting aside money in a 401(k) might not be enough to maintain one's lifestyle into retirement. There are also so many outside factors that can still diminish one's savings, including unexpected healthcare costs, recessions, or lost jobs. So how do we set ourselves up for a secure financial future?Our guest Professor Teresa Ghilarducci, who appeared on Adam Ruins the Future, is going to tell us how we entered into this financial mess and how we can get out of it. She suggests we do the best we can to save through 401(k)s, live within our means, start planning our financial future as young as we can, delay collecting social security as much as we can, and vote for representatives who can help reform this system. Teresa is a labor economist and nationally-recognized expert in retirement security. She's also a professor of economics at The New School for Social Research.Adam is on Twitter @AdamConover and you can find past episodes and bonus content from the TruTV show at AdamRuinsEverything.com.Produced by Shara Morris for MaximumFun.org.

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Ep 47: Rachel Weil on Femicom and the Value of Preserving Classic 'Girl' Video Games

Do you remember all of those video games that were made for girls back in the 90s? Well they're not being archived the same way that stereotypical boy games are being preserved. They don't have value ...

8 Mars 201856min

Ep 46: Dr. Azra Raza on Mouse Model Misconceptions & Other Ways We Can Improve Cancer Research

When we think of conducting science experiments on subjects, we immediately think of mice models. But today's guest, Dr. Azra Raza, who appeared on Adam Ruins Science, says there's a more effective wa...

22 Feb 20181h 10min

Ep 45: Dr. Kathryn Hall on the Surprising Power of Placebos

Placebos are commonly dismissed as "fake" treatments that have no real power on you or your body. But scientists are realizing more and more that placebos are more powerful than we realized. New resea...

9 Feb 201855min

Ep 44: Dr. Daniel Jolley on Why Conspiracy Theories Are Harmful

What once seemed like a fringe movement, conspiracy theories appear more pervasive than ever. Our guest Dr. Daniel Jolley points out, conspiracy theories have been around for centuries; social media, ...

24 Jan 201853min

Ep 42: Professor Ellen Dunham-Jones on Retrofitting Suburbia

While they may sport perfectly manicured lawns and beautiful white picket fences, suburbs are not the idyllic neighborhoods we think they are. They make us more sedentary, sometimes less safe, and the...

28 Dec 201755min

Ep. 41: Heather Jarvis on the Unsustainability of Student Loans

Student loans are an absolute necessity for many students in today's economy, but they're also among the worst forms of debt you can have, burdening students and sometimes permanently crippling their ...

13 Dec 20171h

Ep 40: Dr. Arjun Srinivasan on Antibiotic Resistance

Is the antibiotic resistance apocalypse approaching? This week's guest, Dr. Arjun Srinivasan, who appeared on Adam Ruins the Hospital, says yes. Learn more about your ad choices. Visit podcastchoices....

29 Nov 201742min