National Expands 5% Deposits for First Home Buyers: Does It Stack Up? | Episode 534

A 5% deposit could get thousands more Kiwis into their first home - but is it really as good as it sounds?

James and Mike unpack National’s proposed changes to the First Home Loan scheme, including the new $300,000 income threshold, what buying with just 5% actually looks like, the risks of taking on more debt, and whether bringing more first-home buyers into the market could ultimately push property prices higher.

Next Steps:

Buying your first home? Download our free First Home Buyers Guide to help you get started.

Ready to take the next step? Get in touch with the Lighthouse Mortgages team to understand your options.

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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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5 Sep 18min

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3 Sep 20min

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1 Sep 23min

New Build Townhouses: Why They Lost 40% in Value | Episode 530

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29 Aug 14min

The Best and Worst Property Titles: What Buyers Need to Know | Episode 529

Not all property titles are created equal.We break down freehold, cross-lease, unit, and leasehold titles, including what each means for buyers, the potential lending and renovation implications, and ...

27 Aug 19min