Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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Avsnitt(632)

NZ Economy 2026: Is the Worst Finally Over Ft. Brad Olsen | Episode 536

NZ Economy 2026: Is the Worst Finally Over Ft. Brad Olsen | Episode 536

Is the worst finally behind the New Zealand economy?Infometrics Principal Economist Brad Olsen joins James and Mike to unpack where the NZ economy really stands, from stubborn inflation and unemployme...

12 Sep 54min

The 10 Most Critical Years in Retirement ft. Ben Brinkerhoff | Episode 535

The 10 Most Critical Years in Retirement ft. Ben Brinkerhoff | Episode 535

Saving enough for retirement is only half the battle - knowing when to spend it could be just as important.James sits down with Ben Brinkerhoff, Head of Advice at Consilium, to unpack why the first 10...

10 Sep 43min

National Expands 5% Deposits for First Home Buyers: Does It Stack Up? | Episode 534

National Expands 5% Deposits for First Home Buyers: Does It Stack Up? | Episode 534

A 5% deposit could get thousands more Kiwis into their first home - but is it really as good as it sounds?James and Mike unpack National’s proposed changes to the First Home Loan scheme, including the...

8 Sep 24min

OCR Hike: The 5 Factors Driving Mortgage Rates | Episode 533

OCR Hike: The 5 Factors Driving Mortgage Rates | Episode 533

The OCR is up but that doesn’t tell you the whole story about where mortgage rates are heading.James and Mike break down what actually determines your interest rate, unpacking the OCR, swap rates, who...

5 Sep 18min

The Next Economic Shock: What’s Your Plan? | Episode 532

The Next Economic Shock: What’s Your Plan? | Episode 532

Another economic shock is coming. Is your money ready for it?James and Mike break down the financial fundamentals that can help you weather whatever comes next, from setting clear goals and building a...

3 Sep 20min

New Build Townhouses: Why They Lost 40% in Value | Part 2

New Build Townhouses: Why They Lost 40% in Value | Part 2

Owning the wrong property is one thing. Working out what to do next is the hard part.In Part 2, James, Mike and Adam break down the options for investors stuck with an underperforming townhouse, inclu...

1 Sep 23min

New Build Townhouses: Why They Lost 40% in Value | Episode 530

New Build Townhouses: Why They Lost 40% in Value | Episode 530

Not all new-build townhouses are created equal.In this episode, Adam Farrell, Property Director at Lighthouse Financial, joins us to unpack real examples of townhouses that have lost hundreds of thous...

29 Aug 14min

The Best and Worst Property Titles: What Buyers Need to Know | Episode 529

The Best and Worst Property Titles: What Buyers Need to Know | Episode 529

Not all property titles are created equal.We break down freehold, cross-lease, unit, and leasehold titles, including what each means for buyers, the potential lending and renovation implications, and ...

27 Aug 19min

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