Dr. Virgie Bright Ellington, MD discusses how to CRUSH MEDICAL DEBT.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace. 🎯 Purpose of the Interview To explore Dr. Wallace’s groundbreaking work in financial literacy, particularly his concept of the “financial genetic code”, and to promote his book Generational Wealth Begins with Generational Knowledge. The interview aims to empower marginalized communities with tools for financial healing, literacy, and long-term wealth building. 🗝️ Key Takeaways 1. Background & Recognition Dr. Wallace is a recipient of the Wells Fargo Living History Makers Award. Featured in the Contemporary Black Biography series. Former college basketball coach and educator with a strong focus on discipline and mentorship. 2. Seven-Stage Generational Wealth Model Outlined in his book, the model includes: Internal/External Ecosystem – influences from family, community, and environment. Financial Genetic Code – inherited financial narratives and behaviors. Financial Healing – reprogramming harmful financial habits. Financial Edification – literacy and inclusion. Financial Well-being – stability and health. Generational Knowledge – estate planning, insurance, long-term care. Generational Wealth – successful transfer of assets. “Without financial well-being, there is no generational wealth.” 3. Financial Genetic Code A trademarked concept by Dr. Wallace. Unlike DNA, it can be rewritten through education and therapy. Influenced by early experiences, family habits, and community norms. Examples include “scar tissue narratives” (trauma from past financial events). 4. Credit & Financial Literacy Credit score is critical but misunderstood. Utilization rate should be under 30%. Payment history and inquiries significantly affect scores. Many people are unaware of the difference between consumer scores and business scores. 5. Barriers to Financial Growth Lack of trust in financial systems due to past trauma. Misinformation passed down from family and community. Zip codes and overleveraging can impact loan approvals. Financial professionals may unknowingly transfer their own biases to clients. 6. Role of Financial Professionals Dr. Wallace identifies five key roles: Financial Educator Financial Counselor Financial Therapist Financial Advisor Financial Planner He emphasizes matching individuals with the right professional based on their needs and emotional readiness. 7. Book Insights Generational Wealth Begins with Generational Knowledge is an Amazon bestseller. Includes self-assessments after each chapter. Designed for both professionals and everyday readers. Encourages readers to identify their financial stage and take actionable steps. 💬 Notable Quotes “You are your credit score.” “Inherited financial narratives create encoded financial behaviors.” “Any answer sounds correct if you don’t ask the right question.” “Consistency creates consistent outcomes.” “Financial literacy is not the end-all—it’s just one piece of the puzzle.” “We do what we know. If we don’t know, we just continue to do.” 📌 Final Thoughts Dr. Joaquin Wallace offers a transformative framework for understanding and improving financial behavior, especially in underserved communities. His concept of the financial genetic code bridges psychology, education, and economics, making financial wellness more accessible and actionable. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

11 Nov 202538min

The Steve Harvey Morning Show for Monday, November 10th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "God's Eyes Ministry" | Ask The CLO | Entertainment News | Christmas Shopping For Junior's Wife | Sista O'Dell | Nephew Tommy's Prank - "NWA - N-Word Abolishers" | Strawberry Letter - "Keeping A Secret Always Backfires" Parts 1-2 | Junior's Sports Talk | Social Media Advice | David Beckham Knighted | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

10 Nov 20251h 32min

The Steve Harvey Morning Show for Friday, November 7th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Chopper's Funeral At The Club" | Ask The CLO | Entertainment News | NYC Mayor Elect | Roscoe Wallace Talks AI | Nephew Tommy's Prank - "God's Eyes Ministry" | Strawberry Letter - "Caught On Camera" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Ready To Love Update | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

7 Nov 20251h 32min

The Steve Harvey Morning Show for Wednesday, November 5th, 2025: Steve Harvey's Morning Inspiration | Show Open - Good Morning Chuck | Run That Prank Back - "Surveillance" | Ask The CLO | Entertainment News | SNAP Benefits | Tommy Thoughts | Nephew Tommy's Prank - "Cake Lady" | Strawberry Letter - "My Man Is Still Better Than Yours" Parts 1-2 | Junior's Sports Talk | Social Media Advice | City With The Most Rats | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

5 Nov 20251h 28min

The Steve Harvey Morning Show for Tuesday, November 4th, 2025: Steve Harvey's Morning Inspiration | Show Open - Experiencing Life | Run That Prank Back - "Quarterback Sneak" | Ask The CLO | Entertainment News| Mississippi Woman Shoots Monkey | Today Is Election Day | Nephew Tommy's Prank - "Surveillance" | Strawberry Letter - "Does My Husband Know If I'm Cheating?" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Football Superstitions | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

4 Nov 20251h 32min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Senita M. Hill. Purpose of the Interview To spotlight Peace on Patuxent Incorporated, a nonprofit founded by Senita M. Hill. To discuss the challenges women face when diagnosed with cancer and how the organization provides sanctuaries for peace, clarity, and empowerment. To inspire entrepreneurs and individuals to prioritize wellness and community support. Key Takeaways About Peace on Patuxent Located in Prince George’s County, Maryland. Offers two-day retreats for women diagnosed with life-leveling cancers. Provides limousine pickup, red carpet welcome, prepared meals, and activities focused on stillness. Launching virtual sessions nationwide in January to reach women who cannot attend in person. Life-Leveling Cancer Defined as any cancer diagnosis that disrupts life and forces major changes. Emphasizes the emotional and psychological impact beyond physical illness. Senita’s Personal Journey Inspired by her mother’s battle with lung cancer to create a space for women to pause and regain control. Empowerment Through Pause Women often feel they have choices, but treatment paths are usually predetermined. Peace on Patuxent offers a moment of stillness to reflect and make informed decisions. Community and Cultural Impact Addresses stigma in African American and ethnic communities around illness. Encourages open conversations and sharing of resources. Access and Application Apply via peaceonpatuxent.org. Requirements: Over 18, healthy enough to be independent, ideally within two years post-diagnosis. Notable Quotes “Every woman should allow herself the opportunity to come to peace.” “She matters—not just as a patient, but as a mother, daughter, coworker, and friend.” “When you hear the word cancer, it changes your life. It’s life-leveling.” “We’re not here to tell you how to run your journey. We’re here to allow you to pause your mind.” “The only way you’ll know your options is if you come out and have the conversation.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

4 Nov 202533min

The Steve Harvey Morning Show for Monday, November 3rd, 2025: Steve Harvey's Morning Inspiration | Show Open | The Pastors | Ask The CLO | Entertainment News| Ready To Love: Detroit | Sista O'Dell | Nephew Tommy's Prank - "Quarterback Sneak" | Strawberry Letter - "I Want That Old Thang Back" Parts 1-2 | Not Really Sports Talk | Social Media Advice | Woman Sets Man's Apartment On Fire | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

3 Nov 20251h 32min

The Steve Harvey Morning Show for Friday, October 31th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Don’t Let These White Folks Get Your ___ Whooped" | Ask The CLO | Entertainment News| Happy Halloween Jokes | Roscoe Wallace | Nephew Tommy's Prank - "Oaktreeosity" | Strawberry Letter - "Polite In The Streets, Rude In The Sheets" Parts 1-2 | Pimpin's Football Picks | Social Media Advice | Steve Harvey’s Halloween Costume | Would You Rather | Halloween TalkSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

31 Okt 20251h 30min