29. Money, Power & Relationships | Marni Saifert

29. Money, Power & Relationships | Marni Saifert

Money isn’t just dollars and cents—it’s identity, power, safety, and love. In this conversation, I sit down with Marni Levy—Certified Financial Planner turned Wealth & Mindset Coach—to unpack the money stories and power dynamics that shape our partnerships.

We talk about how beliefs formed in childhood show up as scarcity, over-independence, secrecy, or control—and how couples can move from friction to teamwork.

We explore:

  • What a money story is and how it forms (culture, religion, family modeling)
  • How “opposites” in relationships (the saver vs. the spender) can become yin & yang instead of enemies
  • Why full disclosure (income, debt, credit score) is non-negotiable before marriage—and what secrecy signals
  • A simple framework: Needs → Wants → Allow Fund → Savings (yes, you are allowed to enjoy life)
  • Joint + individual accounts: building together and keeping autonomy
  • Gender roles, patriarchy & the “I can do it myself” trap (over-independence as a trauma response)
  • Mat leave, caregiving, and emotional labor: planning cash flow and respecting each partner’s role
  • Rent vs. buy myths, interest reality checks, and values-aligned planning (adventure and freedom count!)
  • How to set conversation parameters (no blame/shame, stay collaborative) so talks don’t blow up
  • Red flags: chronic avoidance, hidden debt, addictive overspending; green flags: curiosity, transparency, teamwork.

Connect with Marni:

Connect with Francesca:

Don’t forget to subscribe, rate, and review the podcast! Your feedback helps us continue creating meaningful conversations to inspire and empower women all over.

Avsnitt(46)

45. Why Intimacy Fades in Long-Term Relationships (And How to Get It Back) | Dr. Tabitha

45. Why Intimacy Fades in Long-Term Relationships (And How to Get It Back) | Dr. Tabitha

Intimacy isn’t just about physical connection. It’s about trust, safety, and the ability to fully show up as yourself in a relationship. In this episode, I sit down with Dr. Tabitha, psychotherapist a...

30 Apr 44min

44. Why Asking for More Feels So Hard — And What Your Anger Is Really Telling You | Solo Episode

44. Why Asking for More Feels So Hard — And What Your Anger Is Really Telling You | Solo Episode

Feeling like a burden isn’t always something someone explicitly told you. It’s often a quiet, internalized belief shaped over time, through subtle messages, expectations, and the roles you learned t...

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43. Perfectionism, Real Time (and Why I Almost Didn’t Record This) | Solo Episode

43. Perfectionism, Real Time (and Why I Almost Didn’t Record This) | Solo Episode

I sat down to record a completely different episode — and perfectionism took over. So instead of waiting until it felt polished or “ready,” I hit record anyway. In this solo episode, I talk honestly a...

2 Apr 16min

42. Building a Life That Aligns With Your Calling | Vanessa Mitera

42. Building a Life That Aligns With Your Calling | Vanessa Mitera

For many women, entrepreneurship isn’t just about building a successful business, it’s about honoring a deeper calling while navigating the realities of family, faith, and personal identity. In this e...

19 Mars 44min

41. Demystifying Non-Monogamy and How You Can Expand Your Relationship | Jessica Williams

41. Demystifying Non-Monogamy and How You Can Expand Your Relationship | Jessica Williams

Non-monogamy is often misunderstood as being about sex, freedom, or avoiding commitment, but in this conversation, we unpack why it’s actually about radical honesty, emotional regulation, and personal...

5 Mars 43min

40. What Premarital Coaching Can Teach Us About Lasting Partnership | Kory McBride

40. What Premarital Coaching Can Teach Us About Lasting Partnership | Kory McBride

Do we really know what we’re signing up for when we say “yes” to a marriage? In this episode of Love with Francesca, I sit down with premarital counselor, Kory McBride, to talk about why premarital co...

19 Feb 44min

39. Stay or Leave? Learning to Trust Yourself in Long-Term Relationships | Solo Episode

39. Stay or Leave? Learning to Trust Yourself in Long-Term Relationships | Solo Episode

How do you know when it’s time to stay in a relationship…and when it’s time to walk away? In this solo episode of Love with Francesca, I reflect on the lessons 2025 taught me, both personally and prof...

5 Feb 37min

38. Healing Beyond Betrayal: Alignment, Energy & Reclaiming Your Power | Jesseca Banchy

38. Healing Beyond Betrayal: Alignment, Energy & Reclaiming Your Power | Jesseca Banchy

What if the pain you’ve been through wasn’t meant to break you—but to realign you? In this episode of Love with Francesca, I sit down with holistic healer and former ER/ICU nurse Jesseca Banchy to exp...

22 Jan 57min

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