E79 - Protect, Save, Grow: The Financial Framework You're Missing in 2026
Joe Withrow, Brian Moody, and Hans Toohey deliver a joint strategy session on building a financial foundation that survives contact with reality. Why does traditional financial planning put growth bef...
26 Dec 20251h 29min
E78 - The Discipline That Separates Wealth Builders from Everyone Else
Brian breaks down the most misunderstood aspect of Infinite Banking: loan repayments. Why do we pay ourselves back at market rates? What does EVA actually mean? And what happens when you pay yourself ...
19 Dec 202532min
E77 - The 401(k) Trap: Whose Water Are You Carrying?
Hans and Brian challenge the conventional wisdom around qualified retirement plans and expose the misaligned incentives baked into the 401(k) system.Most people defend their 401(k)s and IRAs with pass...
12 Dec 202542min
E76 - You Bought the Policy, Now What? Navigating the Four Stages of Infinite Banking
Hans and Brian break down the four-stage framework for infinite banking mastery, drawn from Factum Financial's work observing how practitioners actually use their policies over time.Most people who bu...
5 Dec 202536min
E75 - Tax Implications for Low Stress Options: What You Need to Know
Hans and Brian sit down with the Tax Sherpa team—Neal, Serena, and Fatma —to walk through the tax implications of options trading before it's too late to do anything about it.Most in the Remnant caucu...
28 Nov 20251h 2min
E74 - Why 50 Year Mortgages Won't Solve the Housing Crisis
Hans and Brian break down the internet outrage over Trump's proposed 50-year mortgage—and why almost everyone is missing the point. The real issue? Homes aren't going up in value—they're going up in p...
21 Nov 202552min
E73 - Stop Hiding Money From Your Kids: The IBC Approach to Family Wealth
Brian and Hans record together IN PERSON for the first time at the Factum Financial Infinite Banking Mastery Event in Scottsdale, Arizona, joined by Josh Rose from Factum Financial. This isn't your ty...
14 Nov 202554min
E72 - Why IULs Almost Always Fail: The Kyle Busch $8.5M Lawsuit
Two-time NASCAR champion Kyle Busch just lost $8.5 million in an Indexed Universal Life policy after paying $10.5 million in premiums. This isn't just celebrity drama—it's a case study in why 90%+ of ...
7 Nov 202544min
