Unpacking Trump’s 50-Year Mortgage Proposal
The Daily17 Nov 2025

Unpacking Trump’s 50-Year Mortgage Proposal

When President Trump proposed the introduction of a 50-year mortgage, he challenged a bedrock of the American housing market and financial system. He also revealed how desperate the administration is to lower prices for consumers.

Conor Dougherty, who covers housing and development, explains what’s attractive about the idea and its potential drawbacks — and why housing affordability is such an intractable problem.

Guest: Conor Dougherty, a reporter for The New York Times covering housing and development for more than a decade.

Background reading:

Photo: Joe Raedle/Getty Images

For more information on today’s episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.

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