Weekly Wrap discussion on the 2025 auto finance landscape
Captive lenders will remain aggressive in the auto space this year after tapping back into auto loans at the close of 2024, when delinquencies cooled. “Delinquency rates for captives have come down an...
27 Jan 202516min
Wildfires spark deferral offers; funding off to strong 2025
Wildfires impacting large areas of California are contributing to higher auto insurance costs in the state and more deferral offerings from lenders for affected borrowers. The annual cost of full-cov...
13 Jan 20259min
A look back at top automotive trends in 2024
The past year has largely been defined by persistent affordability concerns even as vehicle prices stabilize and interest rates come down, as costs for everyday expenses make it challenging for consum...
6 Jan 20259min
Affordability key challenge moving into 2025
Bank pullback in asset-backed lending has spurred growth for lenders that provide floorplan financing for independent dealers, while banks are expected to further tighten credit access in 2025 as dema...
16 Dec 20247min
Used-vehicle prices rise, EV financing share up
The Manheim Used-Vehicle Value Index ticked up 0.2% YoY and 1.3% month over month in November to 205.4. High car prices have contributed to affordability pressures for consumers, but incentives are h...
9 Dec 20246min
Incentives pick up, dealers eye LTV requirements
Affordability, credit performance, leasing and digital innovation have been top of mind for auto lenders in 2024. Car shoppers saw some relief over the holiday weekend as Black Friday deals offered l...
2 Dec 20246min
Weekly Wrap discussion on nonprime consumers, improvements on affordability
Near prime and nonprime consumers are seeing some relief from affordability challenges in the automotive industry following rate cuts by the Federal Reserve but remain cautious about elevated monthly ...
25 Nov 202418min
Podcast: Synthetic fraud rises in powersports, auto
Auto originations have picked up industrywide even as average payments remain elevated, while manufacturers are increasing incentives to move inventory. Originations totaled 6.4 million contracts in ...
18 Nov 202410min
