Pre-tariff car prices hold, Q1 earnings kick off
Credit access improved and vehicle prices were steady in March before tariffs took effect, while the first wave of first-quarter earnings point to growth for auto lenders.Auto loan approval rates and ...
14 Apr 20255min
Weekly Wrap discussion as auto tariffs kick in, industry responds
The auto industry is rapidly responding to tariffs that took effect last week, while subprime lenders continue to navigate risk and credit performance. Shares of the three major U.S. automakers — Ford...
7 Apr 20254min
Weekly Wrap discussion on looming auto tariffs
The auto industry is bracing for impact as tariffs on vehicles take effect April 3. Auto stocks slumped on March 26 after confirmation that the tariffs will take effect as planned. The Big Wheels Stoc...
31 Mars 20254min
AFN and Experian talk affordability, credit, EVs
The fourth quarter highlighted still-elevated auto delinquencies, growing lease share and competitive market conditions. Credit performance worsened in Q4, with 60-day delinquencies up 4 basis points...
24 Mars 202515min
Diversification in funding drives originations
Diversification across public and private funding sources is key to driving origination growth for auto lenders as the cost of funds fluctuates and investors look to put an abundance of capital to wor...
17 Mars 20253min
Weekly Wrap discussion on tariffs, gen AI use
Tariff uncertainty continues to disrupt the auto industry; companies increasingly rely on AI for innovation and efficiency. The auto industry has prepared for an "adjustment period" as 25% tariffs on ...
10 Mars 20257min
Industry eyes stabilized DQs, mixed pricing dynamics
The first half of 2025 is expected to bring stabilizing delinquencies, increased demand for automotive refinance and mixed vehicle price and sales dynamics. Auto loan delinquencies are projected to co...
3 Mars 20258min
Exponential Markets' Fortin on 'volatile' EV pricing
Used EV values have fluctuated amid uncertainty over tax credits and potential tariffs. “For the used EV market, if you want to describe it in one word right now, it's ‘volatile,’” Paul Fortin, co-fou...
24 Feb 202519min
